- Interest Rate (p.a.)
10.08% - 18.00%
- Loan Tenure
1 - 7 years
- Approval Duration
- Min. monthly income
Get your cash disbursement anytime 24/7 upon approval
and leap into what you want!
What's so great about AEON i-Cash Personal Financing?
- Approved financing amount of up to RM100,000
- Fixed profit rate starting at 0.80% per month
- Monthly repayment as low as RM 54 based on loan amount and loan tenure
- No early settlement fee and handling fee
|Min. financing amount||RM1,000|
|Max.financing amount|| RM100,000|
|Min. loan tenure||1 year|
|Max. loan tenure||7 years|
|Interest rate||Profit rate of 16.77% – 31.72% per annum|
|Approval duration||24/7 Approval|
Fees & Charges
|One time set up|
|Processing fee||Maximum fee is RM400|
|Stamp duty||0.5% stamp duty fee is applicable|
|Disbursement & misc. fee||N/A|
|Late payment charges||As low as 1.8% p.a. on outstanding amount|
|Age requirement||Age 18 - 60|
|Employment eligibility||Malaysian citizens employed as a Government servant, employee of a private sector organization, or self-employed|
|Min. salary requirement||RM800 gross per month|
|Guarantor / Collateral requirement||N/A|
Product Review by
AEON i-Cash Personal Financing FAQ
What is the maximum amount you can borrow?
Borrowable amount of up to RM100,000 for a maximum financing tenure of seven years.
Applicant must be between the age 18 to 60 above to qualify.
Applicant must be a Malaysian citizen employed as a Government servant, employee of a private sector organization, or self-employed with a minimum gross salary of RM800 per month.
Applicant must be a Malaysian citizen only.
Get your cash disbursement anytime 24/7 upon approval.
Based on Shariah principle.
No early settlement fee and handling fee.
What will it cost you and how will you be charged?One time set-up fee:
How long will the application take and what documentations are required?
Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application.
Thereafter, AEON Credit Service will contact you within the same business day and will request you to furnish required documents.
Customer will be informed on their application status (Approve/Decline) via SMS by AEON Credit Service. If application is approved, AEON representative will contact customer to sign the Sales and Purchase Agreement at the nearest AEON Credit Service branch.
Funds will be transferred to customers Saving Account or Current Account.
The decision of providing financing approval is solely from AEON Credit Service.
You are required to furnish the following documents for your financing application:
If you are a salaried employee, please prepare the following:
If you are self-employed, please prepare the following:
Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?
No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your financing on time for another three months before reapplying.