RM
year(s)
RM
- You Pay
- RM 89 /mth
- Interest Rate
- Total Rate Payable
- RM 70
- Total Repayment
- RM 1,070
CBP Personal Financing i-Lestari Flex
-
- Interest Rate
- 4.00% p.a. ~ 4.00% p.a.
-
- Max. Financing Amount
- RM 100,000
-
- Approval Duration
- 3 working days
Co-opbank Pertama Financing Calculator
Key Features
Tawarruq-Based Financing with Full Digital & Branch Support
Exclusive offer for contract staff of Government Agencies, Statutory Bodies, and selected GLCs.
No guarantor or collateral required
More details
-
Features- Approval Duration
- 3 working days
- Min. Financing Amount
- RM 5,000
- Max. Financing Amount
- RM 100,000
Other features
- Min. Financing Tenure
- 1 year
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Eligibility & Required Documents- Employment Eligibility
- Contract staff of Government Agencies, Statutory Bodies and Selected GLCs.
- Min. Monthly Salary
- RM 2,000
Other eligibility requirements
- Min. Service Period
- 2 years (12 months)
- Employee category
- • Federal Government
- • State Government
- • Agencies, Statutory Bodies, Boards & Commissions
- • Municipal Council / Local Authority (PBT)
- • Wholly Government-Owned Companies (GLC)
- • Wholly State Government-Owned Companies (GLC Negeri)
- Current employment status
- Must have a minimum of 12 months remaining before contract expiry.
- Additional requirements
- • Employer's supporting letter confirming contract duration and repayment status via Angkasa Cooperative Services Bureau (BPA) is required.
- • Offer only available to customers with an existing CCRIS record.
- • No arrears record in CCRIS report for the past 12 months (1 year
- Mandatory documents
- 1. Certified true copy of MyKAD
- 2. Certified copy of latest 3 months' salary statement
- 3. EA Form / KWSP (EPF) Statement (GLC / Private sector)
- 4. Employer's Confirmation Letter
Other similar products
How do you apply for a personal loan online?
Step 1
Explore our Suggest Me Personal Loan tool to identify the best personal loan based on your requirements and eligibility.
Step 2
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Step 3
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
Read more about Personal Loan
More details about the product
Co-opbank Pertama i-Lestari Flex Personal Financing-i is a Shariah-compliant personal financing solution designed exclusively for eligible contract staff of Government Agencies, Statutory Bodies, and selected GLCs. Offering a fixed profit rate of 4.00% p.a. and financing of up to RM100,000, it combines fast approval with the convenience of no guarantor or collateral required. Repayment is seamlessly managed through salary deduction via Angkasa Cooperative Services Bureau (BPA), making it a straightforward and dependable financing option for contract-based government and GLC employees.
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It is a fixed-rate variant of CBP's Personal Financing-i i-Lestari, designed for eligible contract staff of government agencies, statutory bodies, and selected GLCs, offering financing of up to RM 100,000 with a fixed profit rate of 4.00% p.a.
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Employees of the Federal or State Government, agencies, statutory bodies, boards and commissions, municipal councils/local authorities, and wholly government-owned companies (GLC/GLC Negeri), earning a minimum of RM 2,000 a month with at least 2 years of service and at least 12 months remaining on their current contract.
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Latest payslip or salary statement, a copy of your employment contract, your CCRIS report, and an employer's letter confirming your contract period and repayment status via Angkasa.
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Repayment is deducted via Angkasa (BPA), so any change in your employment status might affect this arrangement. Notify CBP as early as possible to arrange an alternative repayment method.
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No. Personal Financing-i is Shariah-compliant in structure but is open to all customers who meet the eligibility criteria, regardless of religion.
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Yes, as long as your CCRIS report shows no arrears in the past 12 months and your repayment capacity meets CBP's requirements.
Additionally, only THREE (3) accounts are permitted under this financing segment
Last updated: Jul 9, 2026
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