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RHB Shell Visa Credit Card/-i

Enjoy up to 30% Cashback, whenever you fill up your tank or spend on everyday essentials, pay utility bills. top up e-wallet and shop online.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 30%
  • icon Annual Fee
    Annual Fee
    RM 195

Key Features

  • Up to 30% cashback whenever you fill up your tank or spend on everyday essentials, pay utility bills, top up e-Wallet and shop online.
  • 5% Cashback on groceries, Online Spend, e-Wallet Top Up, Utilities
  • Up to 0.2% cashback for other retail spending
  • icon petrol Petrol

    • 12% cashback (on Shell petrol stations if total monthly spending is RM2,501 and above)
    • 8% cashback (on Shell petrol stations if total monthly spending is RM1,501 and above)
    • 5% cashback (on Shell petrol stations if total monthly spending is RM801 and above)
    • Additional 18% cashback (with a minimum spend of RM 50)
  • icon utilities Utilities

    • 5% cashback (on all utilities if total monthly spending is RM2,501 and above)
    • 2% cashback (on all utilities if total monthly spending is between RM1,501 and RM2,500)
    • 1% cashback (on all utilities if total monthly spending is between RM800 and RM1,500)
  • icon groceries Groceries

    • 5% cashback (on all groceries if total monthly spending is RM2,501 and above)
    • 2% cashback (on all groceries if total monthly spending is between RM1,501 and RM2,500)
    • 1% cashback (on all groceries if total monthly spending is between RM800 and RM1,500)
  • icon e-wallet-top-up e-Wallet Top Up

    • 5% cashback (on all e-Wallet Top up if total monthly spending is RM2,501 and above)
    • 2% cashback (on all e-Wallet Top up if total monthly spending is between RM1,501 and RM2,500)
    • 1% cashback (on all e-Wallet Top up if total monthly spending is between RM800 and RM1,500)
  • icon online-spending Online Spending

    • 5% cashback (on all online shopping if total monthly spending is RM2,501 and above)
    • 2% cashback (on all online shopping if total monthly spending is between RM1,501 and RM2,500)
    • 1% cashback (on all online shopping if total monthly spending is between RM800 and RM1,500)
  • icon shopping Shopping

    • 0.2% cashback (on all other retail spend)

icon tag Other Features

  • Installment Plan: 0% interest Installment payment plan for up to 36 months at selected merchants
  • Smart Pay: To auto pay your monthly Telekom, Maxis, Digi, Astro and other bills
  • CashXcess: To withdraw cash from your credit card with attractive rates and payment period up to 36 months

icon shopping Card Information

Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 195
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Waived
Late payment charge 1% of the Card Account on the outstanding balance or RM10.00, whichever is higher, subject to a maximum of RM100.00
Cash advance amount RM 5,000 daily
Cash advance charge Higher of RM15 or 5.0% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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RHB Shell Visa Credit Card

The RHB Shell card provides you cash back for your daily spending. You can get up to 30% cash back when you fuel up at Shell and cash back up to 5% on groceries, utilities, e-Wallet Top Up and online spending, if your total monthly spending exceeds RM2,501. If your monthly spending is between RM1,501 and RM2,500, you will get 2% cash back for these categories and if your monthly spending is between RM800 to RM1,500, you can get 1% cash back. Besides that, you can get 0.2% cash back for other retail spending with a minimum total monthly spending of RM500.

Are you Eligible For RHB Shell Credit Card ?

To be a principal card holder for RHB Shell Credit Card, you need to be at least 21 years old and earn a minimum monthly income of RM2,000. You need to be at least 18 years old to be a supplementary card holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Rewards Credit Card and Standard Chartered WorldMiles Card, which may match your requirements. If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!

Fees and Charges

Annual fee for the first year is waived and for subsequent years, the annual fee (inclusive of Sales and Services Tax) for principal card holders is RM195 and for supplementary card holder is waived. If you do not make your payment on time, you will incur a late payment fee of RM10 or 1% of outstanding amount, up to a maximum fee of RM100. You can make a minimum monthly payment of RM50 or 5% of your outstanding amount if you are unable to make full payment of your outstanding balance. For cash withdrawal, you can withdraw up to RM5,000 and a fee of 5% of withdrawn amount or RM15 will be charged as cash withdrawal fee. Interest rate for cash withdrawal is 18% per annum. If you make your payment for RHB Shell Credit Card for 12 consecutive months, you can get an interest of 15% per annum. If you have made payment for 10 out of 12 months, you will get an interest of 17% per annum and you will get 18% per annum if both criteria were not fulfilled.