Enjoy cashback deal when you spend with your new RHB Shell Visa Credit Card/-i. Get 5% cashback on everyday essentials which include grocery, online spend, e-wallet reload, retail spend & utilities.
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Petrol
Utilities
Groceries
e-Wallet Top Up
Online Spending
Shopping
Other Features
Card Information
| Annual Fee | RM195 (Waiver of annual fees of 24x per annum) |
| Min. Monthly Income | RM 2000 |
| Min. age for principal holder | 21 |
| Fee for principal holder | Free |
| Min. age for supplementary holder | 18 and above years old |
| Fee for supplementary holder | Waived |
| Late payment charge | 1% of the Card Account on the outstanding balance or RM10.00, whichever is higher, subject to a maximum of RM100.00 |
| Cash advance amount | 80% of card credit limit |
| Cash advance charge | Higher of RM15 or 5.0% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Rewards points expiry | N/A |
The RHB Shell card provides you cash back for your daily spending. You can get up to 30% cash back when you fuel up at Shell and cash back up to 5% on groceries, utilities, e-Wallet Top Up and online spending, if your total monthly spending exceeds RM2,501. If your monthly spending is between RM1,501 and RM2,500, you will get 2% cash back for these categories and if your monthly spending is between RM800 to RM1,500, you can get 1% cash back. Besides that, you can get 0.2% cash back for other retail spending with a minimum total monthly spending of RM500.
To be a principal card holder for RHB Shell Credit Card, you need to be at least 21 years old and earn a minimum monthly income of RM2,000. You need to be at least 18 years old to be a supplementary card holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Rewards Credit Card and Standard Chartered WorldMiles Card, which may match your requirements. If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!
Annual fee for the first year is waived and for subsequent years, the annual fee (inclusive of Sales and Services Tax) for principal card holders is RM195 and for supplementary card holder is waived. If you do not make your payment on time, you will incur a late payment fee of RM10 or 1% of outstanding amount, up to a maximum fee of RM100. You can make a minimum monthly payment of RM50 or 5% of your outstanding amount if you are unable to make full payment of your outstanding balance. For cash withdrawal, you can withdraw up to RM5,000 and a fee of 5% of withdrawn amount or RM15 will be charged as cash withdrawal fee. Interest rate for cash withdrawal is 18% per annum. If you make your payment for RHB Shell Credit Card for 12 consecutive months, you can get an interest of 15% per annum. If you have made payment for 10 out of 12 months, you will get an interest of 17% per annum and you will get 18% per annum if both criteria were not fulfilled.
Conventional Terms and Conditions & Product Disclosure Sheet
Islamic Terms and Conditions & Product Disclosure Sheet
Kindly refer HERE for the clear timeline on full application and gift redemption process
