Maybank American Express Platinum

  • Min. Monthly Income
    RM 5000
  • Interest Rate
    15% p.a.
  • Cashback
    -
  • Annual Fee
    RM 800
" Up to 5x Membership reward points for every RM you spend"
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Key Features

Up to 5x Membership Rewards points from groceries, telecommunications,entertainment spending

Up to 5x Membership Rewards points from groceries, telecommunications,entertainment spending

Upto 2 Membership Rewards for every RM spend locally or overseas

Upto 2 Membership Rewards for every RM spend locally or overseas

Upto 2 Membership Rewards for every RM spend locally or overseas

1x Membership Rewards Points for all utilities, petrol, education, EzyPay and insurance transactions

Benefits on...

  • Groceries

    5 Membership Rewards points for every RM1 spent

  • Dining

    2 Membership Rewards points for every RM1 spent locally or overseas

  • Shopping

    • 5 Membership Rewards points for every RM1 spent at Kinokuniya, Borders, Times, and MPH
    • 2 Membership Rewards points for every RM1 spent elsewhere

  • Utilities

    1 Membership Rewards point for every RM1 spent on Utilities

  • Petrol

    1 Membership Rewards point for every RM1 spent

More details

  • icon Eligibility/Documents Eligibility/Documents

    Min. Monthly Income
    RM 5000
    Min. Age for Principal Holder
    21

  • icon Fees and charges Fees and charges

    Annual Fee
    Free for the first year

    Other Fees and charges

    Late Payment Charges
    Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
    Finance Charges
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Sales and Services Tax (SST)
    0% on annual fee and other charges

  • icon Supplementary Card Supplementary Card

    Min. Age for Supplementary Holder
    18 years old
    Fee for Supplementary Holder
    RM550 (Inclusive of GST) Free for first two cards

  • icon Cash Advance Cash Advance

    Amount
    RM5,000 daily
    Charge
    Higher of RM18 or 5% of cash advance amount

    Other cash advance info

    Cash Advance Interest Charge
    18% per annum on cash advance amount

  • icon Others Others

    Rewards Points Expiry
    3 years

    Other benefits

    Protection Plan
    Travel Accident Insurance with coverage of up to RM700,000 and Travel Inconvenience Coverage covering missed connections, flight delays, luggage delays, and luggage loss if full airfare is charged to this credit card, Retail Purchase Protection with coverage of up to RM20,000 per item and up to RM150,000 per card per calendar year, Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)
    Balance Transfer
    0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
    Instalment Plan
    0% interest Instalment Payment Plan at all participating merchants

Balance Transfer to any Maybank credit cards

6 months

Interest Rate
0% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
1.88%

9 months

Interest Rate
9% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
0

12 months

Interest Rate
0% p.a.
Min. Transfer Amount
RM1,000.00
One-time Upfront fee
3%

24 months

Interest Rate
4.5% p.a.
Min. Transfer Amount
RM2,000.00
One-time Upfront fee
0

36 months

Interest Rate
4.95% p.a.
Min. Transfer Amount
RM2,000.00
One-time Upfront fee
0

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Review by iMoney

  • You are entitled to 5x Membership Rewards points on groceries, selected cineplexes and participating bookstores. For petrol and utilities, you are entitled to 1x Membership Rewards point. Upto 2 Membership Rewards for every RM 1 spent locally or overseas. You can also enjoy upto 50% savings on F&B at Shangri-La Hotel, Kuala Lumpur valid untill 31-Dec-2019. Apart from that, you can also access to the Plaza Premium Lounge at selected Malaysian Airports. This card comes with security facilities which includes Travel Accident and Inconvenience Insurance, Retail Purchase Protection and Return Guarantee exchange or refund.

  • The annual fee is free for the first year and RM800 for the subsequent years. As for supplementary card, it is free. The Membership Rewards Points will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum

  • To apply for Maybank American Express Platinum, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards and Hong Leong American Express Platinum, which may match your requirements.

    If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

    ######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
    ######*Maybank Promotion Terms and Conditions