• Min. Monthly Income

    RM5,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    RM800.00

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Feature Highlights
  • Up to 5x Membership Rewards points from groceries, petrol, mobile charges, and entertainment spending
  • Travel privileges and discounts
Groceries
7/10
Dining
4.33/10
Shopping
4.33/10
Utilities
4.33/10
Petrol
4.33/10

Groceries

  • 5 Membership Rewards points for every RM1 spent

Dining

  • 10 Membership Rewards points for every RM1 spent at 10x Platinum Partners in Malaysia and Singapore
  • 2 Membership Rewards points for every RM1 spent elsewhere

Shopping

  • 10 Membership Rewards points for every RM1 spent at 10x Platinum Partners in Malaysia and Singapore
  • 5 Membership Rewards points for every RM1 spent at Kinokuniya, Borders, Times, and MPH
  • 2 Membership Rewards points for every RM1 spent elsewhere

Utilities

  • 1 Membership Rewards point for every RM1 spent on mobile, fixed line, and Internet charges (via Express Autopay only)

Petrol

  • 1 Membership Rewards point for every RM1 spent

Other Features

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM1,000,000 and Travel Inconvenience Coverage covering missed connections, flight delays, luggage delays, and luggage loss if full airfare is charged to this credit card
    • Retail Purchase Protection with coverage of up to RM20,000 per item and up to RM150,000 per card per calendar year

    • Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM800.00 (Free for the first year)
Min. Monthly Income RM5,000.00
Min. age for principal holder

21
Min. age for supplementary holder

18
Fee for supplementary holder RM550 (Inclusive of GST) Free for first two cards
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met
Sales and Services Tax (SST)

0% on annual fee and other charges
Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount

RM5,000 daily
Cash advance charge

Higher of RM18 or 5% of cash advance amount
Cash advance interest charge

18% per annum on cash advance amount
Cashback Limit

N/A
Rewards points expiry

3 years

Product Review by iMoney Malaysia

The Privileged Platinum

You are entitled to 5x Membership Rewards points on groceries, selected cineplexes and participating bookstores. For petrol and utilities, you are entitled to 1x Membership Rewards point. 10 Membership Rewards points are given whenever you make purchases with Maybank American Express Platinum at Platinum Partners in Malaysia and Singapore. Apart from that, you can also access to the Plaza Premium Lounge at selected Malaysian Airports. This card comes with security facilities which includes Travel Accident and Inconvenience Insurance, Retail Purchase Protection and Return Guarantee exchange or refund.

Fees and Charges

The annual fee is free for the first year and RM800 for the subsequent years. As for supplementary card, it is free. The Membership Rewards Points will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank American Express Platinum?

To apply for Maybank American Express Platinum, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards and Hong Leong American Express Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!