• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • Up to 5x Membership Rewards points from groceries, telecommunications,entertainment spending
  • Upto 2 Membership Rewards for every RM spend locally or overseas
  • 1x Membership Rewards Points for all utilities, petrol, education, EzyPay and insurance transactions


Apply Online with iMoney  & be rewarded !! [T&C apply]

  • Apply for Maybank cards online with iMoney, Spend  and get up to RM 100 Cashback (T&Cs Apply)
  • Promotion ends 30th June 2021 !
  • Applicable to New to bank customers only !
  • T&Cs Apply !


  • 5 Membership Rewards points for every RM1 spent


  • 2 Membership Rewards points for every RM1 spent locally or overseas


  • 5 Membership Rewards points for every RM1 spent at Kinokuniya, Borders, Times, and MPH
  • 2 Membership Rewards points for every RM1 spent elsewhere


  • 1 Membership Rewards point for every RM1 spent on Utilities


  • 1 Membership Rewards point for every RM1 spent

Other Features

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM700,000 and Travel Inconvenience Coverage covering missed connections, flight delays, luggage delays, and luggage loss if full airfare is charged to this credit card
    • Retail Purchase Protection with coverage of up to RM20,000 per item and up to RM150,000 per card per calendar year
    • Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM800.00 (Free for the first year)
Min. Monthly Income RM5,000.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM550 (Inclusive of GST) Free for first two cards
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

The Privileged Platinum

You are entitled to 5x Membership Rewards points on groceries, selected cineplexes and participating bookstores. For petrol and utilities, you are entitled to 1x Membership Rewards point. Upto 2 Membership Rewards for every RM 1 spent locally or overseas. You can also enjoy upto 50% savings on F&B at Shangri-La Hotel, Kuala Lumpur valid untill 31-Dec-2019. Apart from that, you can also access to the Plaza Premium Lounge at selected Malaysian Airports. This card comes with security facilities which includes Travel Accident and Inconvenience Insurance, Retail Purchase Protection and Return Guarantee exchange or refund.

Fees and Charges

The annual fee is free for the first year and RM800 for the subsequent years. As for supplementary card, it is free. The Membership Rewards Points will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum

Are You Eligible For The Maybank American Express Platinum?

To apply for Maybank American Express Platinum, you need a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards and Hong Leong American Express Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

Sign-up period: 01-Apr-2021 to 30-June-2021 for Cashback Campaign
*Maybank Promotion Terms and Conditions