Broadband Coverage Check
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Min. Monthly Income
RM5,000.00
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Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
RM800.00
Feature Highlights
- Up to 5x Membership Rewards points from groceries, telecommunications,entertainment spending
- Upto 2 Membership Rewards for every RM spend locally or overseas
- 1x Membership Rewards Points for all utilities, petrol, education, EzyPay and insurance transactions
Promotion
Apply Online with iMoney & be rewarded !! [T&C apply]
- Apply for Maybank cards online with iMoney, Spend and get upto RM 280 Cashback (T&Cs Apply)
- Promotion ends 31st March 2021 !
- Applicable to New to bank customers only !
- T&Cs Apply !
Groceries
- 5 Membership Rewards points for every RM1 spent
Dining
- 2 Membership Rewards points for every RM1 spent locally or overseas
Shopping
- 5 Membership Rewards points for every RM1 spent at Kinokuniya, Borders, Times, and MPH
- 2 Membership Rewards points for every RM1 spent elsewhere
Utilities
- 1 Membership Rewards point for every RM1 spent on Utilities
Petrol
- 1 Membership Rewards point for every RM1 spent
Other Features
Protection Plan
- Travel Accident Insurance with coverage of up to RM700,000 and Travel Inconvenience Coverage covering missed connections, flight delays, luggage delays, and luggage loss if full airfare is charged to this credit card
- Retail Purchase Protection with coverage of up to RM20,000 per item and up to RM150,000 per card per calendar year
Return Guarantee exchange or refund of up to 90 days (maximum purchase price of RM1,500 per item, up to a maximum of RM6,000 per card per calendar year)
Balance Transfer
0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
| Annual Fee | RM800.00 (Free for the first year) |
| Min. Monthly Income | RM5,000.00 |
| Min. age for principal holder | 21 |
| Min. age for supplementary holder | 18 |
| Fee for supplementary holder | RM550 (Inclusive of GST) Free for first two cards |
| Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
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18% p.a – if any of the above are not met |
| Sales and Services Tax (SST) | 0% on annual fee and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash advance amount | RM5,000 daily |
| Cash advance charge | Higher of RM18 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | N/A |
| Rewards points expiry | 3 years |
Product Review by 
The Privileged Platinum
You are entitled to 5x Membership Rewards points on groceries, selected cineplexes and participating bookstores. For petrol and utilities, you are entitled to 1x Membership Rewards point. Upto 2 Membership Rewards for every RM 1 spent locally or overseas. You can also enjoy upto 50% savings on F&B at Shangri-La Hotel, Kuala Lumpur valid untill 31-Dec-2019. Apart from that, you can also access to the Plaza Premium Lounge at selected Malaysian Airports. This card comes with security facilities which includes Travel Accident and Inconvenience Insurance, Retail Purchase Protection and Return Guarantee exchange or refund.
Fees and Charges
The annual fee is free for the first year and RM800 for the subsequent years. As for supplementary card, it is free. The Membership Rewards Points will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum
Are You Eligible For The Maybank American Express Platinum?
To apply for Maybank American Express Platinum, you need a minimum monthly income of RM5,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards and Hong Leong American Express Platinum, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!