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HSBC Platinum Credit Card

Ideal for online, groceries & overseas spend by earning up to 8x Reward Points for every RM1 on contactless spend, 5x Reward Points on Online which includes (Lazada, Shopee, Zalora, Grab, HappyFresh & Fave), Groceries and Overseas spend.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Earn 8x Reward Points on all contactless spend* (local retail)
  • Earn 5x Reward Points on Online*, Groceries & Overseas Spend
  • Earn 1x Reward Points* on other Eligible spend
Shopping
8/10
Travel
7/10
Petrol
5/10
Groceries
8/10
Rewards
10/10

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每月特惠
* Terms and conditions apply

  • icon dining Dining

    • Earn 8x Reward Points for every RM1 spent locally on Mastercard Tap&GoTM, Visapay or Samsung Pay contactless payment
    • Earn 5x Reward Points for every RM1 Spend online* Selected Merchants
    • Earn 5x Reward Points* on Overseas spend
  • icon groceries Groceries

    • Earn 8x Reward Points* on Contactless spend
    • Earn 5x Reward Points* on every RM1 Groceries spend 
    • Earn 5x Reward Points* on Online spend
  • icon shopping Shopping

    • Earn 8x Reward Points* on Contactless spend
    • Earn 5x Reward Points* on Overseas spend
    • Get 5x Reward Points for every RM1 spent online* selected merchants
    • Earn 1x Reward Points* on other Eligible spend
  • icon entertainment Entertainment

    • Earn 8x Reward Points* on Contactless spend
    • Earn 5x Reward Points* on Overseas spend
    • Earn 5x Reward Points* on Online spend
    • Earn 1x Reward Points* on other Eligible spend

icon tag Other Features

  • Exclusives offers: E-Commerce Purchase Protection: Shop online comfortably with up to USD200 coverage
  • Balance Transfer: [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months , [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months

icon info Card Information

Annual Fee Free. Annual fee is waived with min annual spend of RM2000 and 12x swipes in a year.
Min. Monthly Income RM 3000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder RM120.00
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 per day
Cash advance charge Higher of 5% of the amount advanced or a minimum of RM15
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Fees and Charges

Interest rate  15.0% p.a for Cardholders with prompt payments for 12 consecutive
months.
17.0% p.a for Cardholders with prompt payments for 10 months or more
in the last 12 months.
18.0% p.a for Cardholders who do not fall under the above categories
Annual fees RM0 (waived for life)
Service tax RM25 per month.

Are You Eligible For The HSBC Visa Platinum?

To apply for The HSBC Visa Platinum credit card, you need a minimum income of RM3,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah MPower Platinum Credit Card-i/a> and Maybank Petronas Maybankard Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!


######*HSBC Platinum Amendment Terms and Conditions

What are the features and benefits of the HSBC Platinum card?

With HSBC Platinum credit card, you can get earn 8x Reward Points for every RM1 on contactless spending, 5x rewards points on online, groceries and overseas spending, and 1% contribution on charity spending.

What are the eligibility requirements for the HSBC Platinum Mastercardcard?

The eligibility requirements for this card is as follows;

  • A minimum annual income of RM 36,000 p.a. is required
  • Primary cardholder must be at least 21 years of age;
  • Supplementary cardholder must be at least 18 years old

How to apply for an HSBC Platinum credit card?

You can apply for an HSBC platinum credit card right here.

Does the HSBC platinum card have airport lounge access?

There is no lounge access for the HSBC Platinum card.

Does the HSBC platinum card include travel insurance?

Travel insurance is not included with this card.

What rewards can I get with the HSBC platinum card?

You can check the rewards catalogue right here.

Where can I find the HSBC platinum rewards catalogue?

You can check the rewards catalogue right here.

How can I redeem my HSBC platinum credit card points?

You can redeem your HSBC credit card points through this website. Or you can call this number to redeem your credit card rewards.

HSBC Platinum Credit Card Terms and Conditions & Product Disclosure Sheets

HSBC Platinum Credit Card Terms and Conditions & Product Disclosure Sheets

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