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RHB Signature Credit Card

Earn unlimited cashback of 1% on all online and overseas transactions, and 0.5% cashback on all local spendings too!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 6700
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Unlimited 1% cashback on all online and overseas transactions
  • 0.5% cashback on local spendings
  • 0.5% cashback for every RM1 spent locally
  • icon dining Dining

    • 0.5% cashback for every RM1 spent locally
    • 1.0% cashback for every RM1 spent overseas
  • icon entertainment Entertainment

    • 0.5% cashback for every RM1 spent locally
    • 1.0% cashback for every RM1 spent overseas
  • icon shopping Shopping

    • 0.5% cashback for every RM1 spent locally
    • 1.0% cashback for every RM1 spent overseas
  • icon groceries Groceries

    0.5% cashback for every RM1 spent locally
  • icon utilities Utilities

    0.5% cashback for every RM1 spent locally

icon tag Other Features

  • Travel and Lifestyle: 4x Complimentary access into Plaza Premium Lounges in Malaysia (in a calendar year), Preferred foreign exchange rates at all RHB Bureau-de-Change for major foreign currencies, Exclusive 25% discount off walk-in rates for all accompanying guests at all PPL in Malaysia, 20% discount off walk-in rates at all other PPL worldwide, Complimentary golf privileges worldwide, Concierge service
  • Protection Plan: Travel Insurance Coverage of up to RM600,000
  • Balance Transfer: [Plan A] : 4% p.a for tenure of 12 months, [Plan B] : 7% p.a for tenure of 18 months, [Plan C] : 9% p.a for tenure of 24 months
  • Instalment Plan: 0% interest Installment Payment Plan at all participating merchants

icon utilities Card Information

Min. Monthly Income RM 6700
Min. age for principal holder RM 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Waived
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount N/A
Cash advance charge RM15 or 5% if cash advance amount (whichever is higher)
Cash advance interest charge 18% of cash advance amount
Rewards points expiry N/A

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Get Unlimited Cashback!

Start travelling now with RHB Signature Credit Card as it offers you unlimited 1% cashback on all online and overseas transactions! You are entitled to 4 complimentary access into Plaza Premium Lounges in Malaysia with 25% discount for all accompanying guests. As for golfing privileges, you will get to enjoy exclusive tee-off at over 30 gold courses worldwide. This card also comes with Travel Insurance coverage.

Fees and Charges

There is no annual fee with a total spend of at least RM50,000 per year, otherwise, it is RM636. As for supplementary card, it is RM318 with two years free wavier. The cashback limit is RM200 per month. The Goods and Services Tax (GST) are already included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB Signature Credit Card?

To apply for RHB Signature Credit Card, you need a minimum monthly income of RM8,334 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Platinum Business Card and OCBC Platinum MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!