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RHB Cash Back Credit Card/-i

Earn up to 10% cashback on all retail purchases from petrol to dining and groceries plus a FREE annual fee on your first year.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 10%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 10% cashback for Online Dining & Groceries Delivery
  • 5% Cash Back on Petrol, Dining, Utility & Grocery
  • Up to 0.2% cashback for other retail spending
Shopping
8/10
Travel
10/10
Petrol
8/10
Groceries
8/10
Dining
10/10
Cashback
10/10

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Enjoy Exclusive Rewards

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* Terms and conditions apply

 

  • icon dining Dining

    • 10% cash back on all online dining & grocery if total monthly spending is RM2,500 and above
    • 5% cash back on all dining & grocery if total monthly spending is RM2,500 and above
    • 2% cash back on all online dining & grocery (delivery) if total monthly spending is between RM2,000.00 and 2,499.99
    • 1% cash back on all online dining & grocery (delivery) if total monthly spending is between RM1,000.00 and RM1,999.99
    • 0.2% cash back on all online dining & grocery (delivery) if total monthly spending is between RM1.00 and RM999.99

  • icon petrol Petrol

    • 5% cash back on all petrol stations if total monthly spending is RM2,500 and above
    • 2% cash back on all petrol stations if total monthly spending is between RM2,000.00 and RM2,499.99
    • 1% cash back on all petrol stations if total monthly spending is between RM1,000.00 and RM1,999.99
    • 0.2% cash back on all petrol stations if total monthly spending is between RM1.00 and RM999.99

  • icon utilities Utilities

    • 5% cash back on all utilities if total monthly spending is RM2,500 and above
    • 2% cash back on all utilities if total monthly spending is between RM2,000.00 and RM2499.99
    • 1% cash back on all utilities if total monthly spending is between RM1,000.00 and RM1,999.99
    • 0.2% cash back on all utilities if total monthly spending is between RM1.00 and RM999.99

  • icon groceries Groceries

    • 5% cash back on all groceries if total monthly spending is RM2,500 and above
    • 2% cash back on all groceries if total monthly spending is between RM2,000.00 and RM2,499.99
    • 1% cash back on all groceries if total monthly spending is between RM1,000.00 and RM1,999.99
    • 0.2% cash back on all groceries if total monthly spending is between RM1.00 and RM999.99

  • icon shopping Shopping

    • 0.2% cash back on all other retail spending

icon tag Other Features

  • Smart Pay: Auto pay your monthly Telekom, Maxis, Digi, Astro and other bills
  • Cash Back Exclusions: No Cash Back for Cash Advance, Balance Transfer, Quasi Cash, Charity, Government agencies transactions
  • Balance Transfer: [Plan A] : 4.88% p.a for tenure of 6 months, [Plan B] : 4.88% p.a for tenure of 12 months, [Plan C] : 5.88% p.a for tenure of 24 months, [Plan D] : 6.88% p.a for tenure of 36 months
  • Installment Plan: 0% interest for up to 36 months at selected merchants participating merchants

icon info Card Information

Annual Fee Annual fee of RM70. Subsequent year is waived if minimum of RM10,000 is spent in a year.
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Waived
Late payment charge RM10 or 1% of outstanding balance (whichever is higher), with maximum charge of RM100
Cash advance amount 80% of card credit limit
Cash advance charge
Cash advance interest charge
Rewards points expiry N/A

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Product Review by

RHB CASH BACK CARD

The RHB Cash back card provides you cash back for you daily spending. You can get up to 10% cash back on your online Dining & Grocery (Delivery) and cash back up to 5% on petrol, utilities and dining,if your total monthly spending exceeds RM2,501. If your monthly spending is between RM1,501 and RM2,500, you will get 2% cash back for these categories and if your monthly spending is between RM500 to RM1,500, you can get 1% cash back. Besides that, you can get 0.2% cash back for other retail spending with a minimum total monthly spending of RM500.

Fees and Charges

The RHB Cash Back Credit Card offers a waived annual fee for the first year, with a RM70 fee in subsequent years, which is waived if a minimum annual spend of RM10,000 is met. Late payment charges are RM10 or 1% of the outstanding balance, capped at RM100, while the minimum monthly payment is RM50 or 5% of the outstanding balance, whichever is higher. Cash withdrawals are allowed up to RM5,000 with a fee of 5% of the withdrawn amount or RM15, and an interest rate of 18% per annum applies.

Are You Eligible For RHB Cash Back Credit Card?

To be a principal card holder for RHB Cash Back Credit Card, you need to be at least 21 years old and earn a minimum monthly income of RM2,000. You need to be at least 18 years old to be a supplementary card holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Rewards Credit Card and Standard Chartered WorldMiles Card, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!

RHB Cash Back Credit Card/-i Terms and Conditions & Product Disclosure Sheet

Conventional Terms and Conditions & Product Disclosure Sheet
Islamic  Terms and Conditions & Product Disclosure Sheet

How to redeem campaign gift?

Kindly refer HERE for the clear timeline on full application and gift redemption process

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