Maybank American Express Cashback Gold Card - Up 1.5% unlimited cahsback

Key Features

Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% is now waived
Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

Annual Fee	First Year Fee Waiver; subsequent year RM70 : Supplementary: RM45
Min. Monthly Income	RM 2500
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 years old
Fee for supplementary holder	Free

Late payment charge	Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount	RM5,000 daily
Cash advance charge	Higher of RM18 or 5% of cash advance amount
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry	3 years

Annual fee is waived for the first year, subsequently you will be charged RM75 per annum.

To apply for Maybank American Express Gold Card, you need a minimum monthly income of RM2,500 and to be at least 21 years old.

You can apply for an Maybank American Express Gold card right here.

With this card, you get to enjoy 1% cash back on local spend, and 1.5% cash back on overseas spend.

To apply for this card, you have to be one of the following;

The cashback is automatically credited

No, there is no airport lounge access for the Amex Gold card.

Thanks to the partnership between American Express and Maybank, the American Express Gold Card is accepted in Malaysia.

If you're Malaysian, you have to have a minimum annual income of RM30,000, which translates to RM2500 per month.