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Min. Monthly Income
RM2,500.00
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Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
Free
Feature Highlights
- 5% cashback on all weekend transactions except for government bodies and utilities
- Up to 5x TreatsPoints from local and overseas transactions on weekdays only
- Low interest rate starting from 15% per annum.
Promotion

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- Applicable to New to Bank customer only !
- Promotion ends 31st March 2021 !
- T&Cs Apply !
Petrol
- 5% weekend cashback* (Maybankard 2 American Express only)
- 1 TreatsPoints for every RM1 spent (Maybankard 2 American Express and MasterCard/VISA)
Dining
- 5% weekend cashback (Maybank 2 American Express Card)
- 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card)
Groceries
- 5% weekend cashback (Maybank 2 American Express Card.)
- 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card.)
- 1 TreatsPoints for every RM1 spent locally or abroad ( Maybankard 2 MasterCard/VISA)
Shopping
- 5% weekend cashback (Maybank 2 American Express Card.)
- 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card.)
- 1 TreatsPoints for every RM1 spent locally or abroad ( Maybankard 2 MasterCard/VISA)
Travel
- 5 TreatsPoints for every RM1 spent overseas or locally on weekdays only (Maybankard 2 American Express only)
Other Features
Balance Transfer
0% per annum for a tenure of 12 months; subject to one time upfront fee at 3% of approved amount
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
Annual Fee | Free (Lifetime Fee Waiver) |
Min. Monthly Income | RM2,500.00 |
Min. age for principal holder | 21 and above |
Min. age for supplementary holder | 18 and above |
Fee for supplementary holder | Free |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
Sales and Services Tax (SST) | 0% on annual fee and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
Cash advance amount | RM5,000 daily |
Cash advance charge | Higher of RM18 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | RM50 per month |
Rewards points expiry | 3 years |
Product Review by 
Maybank 2 cards are 2 credit cards (American Express and Visa / Mastercard) with one single sign up and single joint account where all spending on both cards will be recorded together. So it can be considered as one credit card with the benefits of two credit cards, to be used whenever suitable.
Great For Weekends, Collect Points Quickly
By swiping your Maybank 2 cards on the weekend, you will enjoy 5% cashback on all transactions with the American Express credit card except for *government bodies and utilities and on top of that, you will also earn 5x Treatspoints for all retail spending locally or abroad on weekdays.(Government bodies No treatspoints) The other Visa / MasterCard, you will earn 1x TreatPoint if you swipe your card for all spending anytime and no cashback.
Fees and Charges
There is no annual fee for the Maybank 2 Cards as it is waived for life including the supplementary cards. However, for this card there is a cashback limit of RM 50 per month and reward points that expire after 3 years from the month it was gained. If you settle your payments promptly on time with 5% of the outstanding or RM25 whichever is higher, you get to enjoy an incredibly low finance charge of 15% per annum. This card is beneficial if you are planning to conduct a balance transfer as there is a 0% rate for the 12-month plan. There's also 0% installment payment plan at all participating merchants.
Are You Eligible For The Maybank 2 Cards?
To apply for Maybank 2 Gold Cards, all you need is just a minimum income of RM2,500 and for Maybankard 2 Platinum Cards it is RM5,000, The minimum age requirement for both types of cards is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank American Express Platinum and Public Bank Visa Classic Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!