• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 5x TreatsPoints for every RM2 spend locally & RM1 overseas
  • Every 6,000 Treats AirMiles is equivalent to 1,000 Enrich Miles
  • 10,000 Treats Points upon activation and first spend of the card


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  • Apply for Maybank cards online with iMoney, Spend  and get up to RM 100 Cashback
  • Applicable to New to bank customers only !
  • Promotion ends 30th June 2021 !
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  • Get 5,000 Treat AirMiles for every RM1,000 spent overseas
  • Get 2,500 Treat AirMiles for every RM1,000 spent locally
  • Convert 6000 Treat AirMiles to 1,000 Enrich Miles


  • 1 TreatsPoint for every RM 1 spent

Other Features

  • 1x TreatsPoints for every transactions on utilities, petrol, education, EzyPay and insurance transactions

-Travel, dining, and entertainment privileges and discounts

  • Protection Plan

    • Travel Accident Insurance with coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay, and luggage loss if full airfare is charged to this credit card

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free (Free for 1st Year subsequently RM 800, waived if minimum spending of RM80,000 per annum)
Min. Monthly Income RM8,334.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free for first 4 applicants
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

Subject to credit limit

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Malaysia

The King Of All Travelling Cards

Grab this card and be treated like a king! By earning TreatAirMiles (that never expire) for both local and overseas bargains, you can convert them into free flights. You are also entitled to world class privileges in golfing at both local and international golf courses, dining in the finest restaurants, and 5x access to Plaza Premium Lounges at local and selected international airports. On top of that, you are given special benefits in dining at all participating Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges. Also included is Charity Donation, 0.2%* from cross border spend on your Maybank Islamic World Mastercard Ikhwan Card-i will be donated to Waqaf & Zakat managed by Maybank Islamic to help those without the basic needs and necessities (fakir miskin). This card comes with Travel Accident and Inconvenience Insurance coverage as well.

Fees and Charges

There is no annual fee if the annual for the 1st year, subsquent year RM 800 (Will be waived if min spend RM 80,000 per annum). As for supplementary card, it is free for upto 4 supplementary. The TreatPoints will expire in 3 years' time. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank Islamic World MasterCard Ikhwan?

To apply for Maybank World MasterCard, you need a minimum monthly income of RM 8334 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank 2 Cards Premier and Standard Chartered WorldMiles Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

Sign-up period: 01-Apr-2021 to 30-June-2021 for Cashback Campaign
*Maybank Promotion Terms and Conditions