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Maybank Islamic Ikhwan American Express Platinum Card-i

Up to 2x TreatsPoints from retail spending

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 5000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 2x TreatsPoints from retail spending
  • 1x TreatsPoints from petrol and utilities spending
  • Free Maybank Touch n’ Go Zing Card
Shopping
4.35/10
Petrol
4/10
Groceries
4.35/10
  • icon groceries Groceries

    2 TreatsPoints for every RM1 spent
  • icon shopping Shopping

    2 TreatsPoints for every RM1 spent
  • icon utilities Utilities

    1 TreatsPoints for every RM1 spent on mobile, fixed line, and Internet charges (via Express Autopay only)
  • icon petrol Petrol

    1 TreatsPoints for every RM1 spent

icon tag Other Features

  • Balance Transfer: 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants

icon petrol Card Information

Annual Fee
Min. Monthly Income RM 5000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 years old
Fee for supplementary holder Free
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM18 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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Product Review by

Collect Rewards From Petrol And Other Retail Spending.

Maybank Islamic Ikhwan Platinum is one of the best Islamic petrol card in Malaysia. This card also provides reward points for your transactions; 2 points for every RM1 spent on shopping, dining and groceries and 1 point for your petrol and utilities spending. Free Maybank Touch n’ Go Zing Card. Balance transfer for this card is 0% per annum for a period of 12 months but has a one-time upfront fee of 3%.

Fees and Charges

The annual fee for this card is waived for both the principal and supplementary cardholder. Finance charges have 3 tiers: 15% p.a., 17% p.a. and 18% p.a. To enjoy 15% per annum interest rate, you will need to make prompt monthly repayments for the last 12 months. 17% per annum interest rate will be charged on your outstanding balance if you miss 1 or 2 months. 18% per annum interest rate will apply if you miss more than 2 months of monthly repayments in the last 12 months.

Are You Eligible For The Maybank Islamic Ikhwan Platinum?

Principal cardholder will need to be at least 21 years old and have a monthly income of RM5, 000. on the other hand, the supplementary cardholder will only need to be at least 18 years old.


Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Petronas Platinum-i Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

if you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today !

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
######*Maybank Promotion Terms and Conditions