• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 0.2% cashback for every ringgit spending
  • 0% balance transfer for 3 months with your new credit card


  • 0.2% cashback everyday on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is RM2,001 and above


  • 0.2% cashback everyday at Shell, Caltex, Petronas and BHP if total monthly spending is RM2,001 and above


  • 0.2% cashback on everyday spending

Other Features

  • Shopping

    • Exclusive privileges and discounts at over 6,500 shopping outlets nationwide

  • Protection Plan

    • Purchase Protection Cover of up to RM10,000 per item or up to RM30,000 per occurence

  • Balance Transfer

    • [Plan A]: 3% upfront interest charge, 0% for the next 5 months
    • [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
    • [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months‏

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee Free (Swipe at least once for 12 consecutive months or else RM90)
Min. Monthly Income RM3,000.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM45
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM1,000 per withdrawal

Cash advance charge


Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

8% and 3% cashback on petrol, groceries, and dining valid for Saturday and Sunday spending only and is subject to a limit of RM50 per month

Rewards points expiry


Product Review by iMoney Malaysia

Gourmet Lovers, Cashbacks Awaits!

For the food enthusiasts, if your total spending exceeds RM2000 per month, HSBC Amanah MPower Visa Credit Card-i is giving 0.2% cashback every ringgit charged on your credit card! The same offer goes to petrol (Shell, Caltex, Petronas and BHP) and groceries (Giant, Tesco, AEON Big and Mydin) spending as well. HSBC Amanah MPower Visa Credit Card-i also offers Travel Accident Takaful coverage and Purchase Protection Cover.

Fees and Charges

There is RM90 annual fee. But for supplementary card, a fee of RM45 will be incurred. The cashback programme is only applicable to weekends spending and has a limit of RM50 per month. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The HSBC Amanah MPower Visa Credit Card-i

To apply for HSBC Amanah MPower Visa Credit Card-i, you need a minimum income of RM3,000 and to be at least 21 years old.