• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 1.0% cashback for all overseas spent
  • 0.5% cashback for every ringgit spending


  • 0.5% cashback on all local spent


  • 0.5% cashback on local spent


  • 0.5% cashback on local spent

Other Features

  • Shopping

    • Exclusive privileges and discounts at over 6,500 shopping outlets nationwide

      -Exclusives offers -Get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC cards abroad with HSBC 's home&Away

  • Balance Transfer

    • [Plan A]: 3% upfront interest charge, 0% for the next 5 months
    • [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
    • [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months‏

Card Information

Annual Fee Free (Swipe at least once for 12 consecutive months or else RM90)
Min. Monthly Income RM3,000.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM45
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM1,000 per withdrawal

Cash advance charge


Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Malaysia

Gourmet Lovers, Cashbacks Awaits!

For the food enthusiasts, HSBC Amanah MPower Visa Credit Card-i is giving 0.5% cashback every ringgit charged on your credit card! The same offer goes to petrol and groceries spending as well. HSBC Amanah MPower Visa Credit Card-i also offers 1% Cashback on all your overseas purchases.

Fees and Charges

There is RM90 annual fee. But for supplementary card, a fee of RM45 will be incurred By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The HSBC Amanah MPower Visa Credit Card-i

To apply for HSBC Amanah MPower Visa Credit Card-i, you need a minimum income of RM3,000 and to be at least 21 years old.