RM
year(s)
RM
- You Pay
- RM 89 /mth
- Interest Rate
- Total Rate Payable
- RM 70
- Total Repayment
- RM 1,070
Majestic Capital Earned Wage Access-i
-
- Interest Rate
- 12.00% p.a. ~ 18.00% p.a.
-
- Max. Financing Amount
- RM 10,000
-
- Approval Duration
- 24 hours
Majestic Capital Financing Calculator
Key Features
Not tied to ANGKASA deduction at this stage
Open to Malaysian Government Servants
Assessment within 24 hours
More details
-
Features- Approval Duration
- 24 hours
- Min. Financing Amount
- RM 300
- Max. Financing Amount
- RM 10,000
Other features
- Credit profile:
- Applicants with existing CCRIS / CTOS issues, high commitments, or other credit challenges; bankruptcy can be considered, subject to internal review
- Bankruptcy status:
- May be considered on a case-by-case basis, subject to internal review.
- Who should apply?
- Suitable for applicants who need short-term salary access before payday
-
Eligibility & Required Documents- Min. Monthly Salary
- RM 1,500
Other eligibility requirements
- Employment type
- Permanent and Contract staff with minimum 6 months' emplyoment
- Copy of your IC (front and back)
- Latest 3 months salary slip
- Latest 3 months with salary crediting
-
Fees and chargesOther fees and charges
- Ujrah
- RM50 per approved facility, subject to internal Shariah ruiling
- Late payment and default charges
- Based on Ta'widh (Compensation), where applicable
- Early settlement fee
- Not applicable
Other similar products
How do you apply for a personal loan online?
Step 1
Explore our Suggest Me Personal Loan tool to identify the best personal loan based on your requirements and eligibility.
Step 2
Select the best product that fits your requirements from the list of recommended personal loan products listed and click on the Apply button.
Step 3
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
Read more about Personal Loan
More details about the product
-
This financing product is open to Malaysian Government Servants who meet a minimum monthly salary requirement of RM 1,500. It is especially suitable for individuals who need short-term salary access before their next payday.
-
You can apply for a minimum loan amount of RM 300 up to a maximum of RM 10,000 or 20% of your net salary, whichever is lower, subject to final internal approval.
-
Yes. Majestic Capital can consider applicants with existing CCRIS/CTOS issues, high financial commitments, or other credit challenges, subject to an internal assessment. Applicants with a bankruptcy status may also be considered on a case-by-case basis, subject to internal review.
-
No, this financing scheme is not tied to ANGKASA deduction at this stage.
Last updated: Jun 10, 2026
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