- Interest Rate (p.a.)
8.18% - 13.45%
- Loan Tenure
1 - 7 years
- Approval Duration
Within 24 hours
- Min. monthly income
Enjoy express approval that is convenient & flexible at the same time
Within 24 hours with affordable repayment plan
What's so great about RHB Easy-Pinjaman Ekspres?
- Fast Approval within 24 hours
- Approved financing amount of up to RM150,000
- Affordable monthly repayment plan
- Get your loan disbursement at any nearest RHB branch nationwide
|Min. financing amount||RM2,000|
|Max.financing amount|| Up to RM150,000|
|Min. loan tenure||1 year|
|Max. loan tenure||7 years|
|Interest rate||Fixed rate of 8.18% – 13.45% per annum|
|Approval duration||Within 24 hours|
Fees & Charges
|One time set up|
|Stamp duty||0.5% stamp duty fee is applicable|
|Disbursement & misc. fee||N/A|
|Early settlement||Penalty of RM200 for settlement within the first 6 months from the date of financing approval|
|Late payment charges||1% on outstanding financing amount|
|Age requirement||Age 21 - 55|
|Employment eligibility||Employees of private sector organizations, and self-employed individuals|
|Min. salary requirement||RM1,500 gross per month|
|Guarantor / Collateral requirement||N/A|
|Need to open linked banked account?||Yes|
|Need to buy Takaful product?||Customer is not required to buy Takaful for this EPE financing however, Personal Smart Shield (PSS) PA insurance is available|
Product Review by
RHB Easy-Pinjaman Ekspres FAQ
What is the maximum amount you can borrow?
Borrowable amount of up to RM150,000 for a maximum financing tenure of 7 years.
Applicant must be between the age 21 to 55 above to qualify.
Applicant must be a Malaysian citizen employed as an employee of a private sector organization, or self-employed with a minimum gross salary of RM1,500 per month.
Opening of a linked bank account is compulsory.
What will it cost you and how will you be charged?One time set-up fee:
How long will the application take and what documentations are required?
Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application. All you need to bring along with you to the bank is your MyKad. With biometric verification, all your income data needed will be auto-filled electronically by RHB Easy. No documents or forms to fill!
However, to be on the safe side, do bring along the following documents with you as well!
If you are a salaried employee, please prepare the following:
If you are self-employed, please prepare the following:
Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?
No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your financing on time for another three months before reapplying.