• Interest rate (p.a.)

    6.88% - 14.88%

  • Loan Tenure

    2 - 5 years

  • Approval Duration

    Up to 24 hours

  • Min. monthly income


Loan calculator
Loan amount
Loan tenure
Monthly salaryRM0
Interest rate (p.a)


Monthly Repayment


Total Interest PayableRM0
Total Amount PayableRM0
What's so great about CIMB Bank Cash Plus Personal Loan?
  • Approved loan amount of up to RM100,000
  • Fixed interest rate of 6.88% - 14.88% per year (subject to the Bank's approving criteria)
  • Loan approval within 24 hours.

Product Features

Min. financing amountRM2,000
Max.financing amount Up to 8x monthly gross salary or up to RM100,000
Min. loan tenure2 years
Max. loan tenure5 years
Interest rate6.88% - 14.88%
Approval durationUp to 24 hours
Debt consolidationNo

Fees & Charges

One time set up
Processing feeN/A
Stamp dutyN/A
Disbursement & misc. feeN/A
Early settlementN/A
Late payment charges1% p.a. on outstanding loan amount


Age requirementAge 21 - 60
Employment eligibilityMalaysian citizens employed as a Government servant, employee of a private sector organization, or self-employed
Min. salary requirementRM2,000 gross per month
Guarantor / Collateral requirementN/A

Other Requirements

Need to open linked banked account?No
Need to buy Takaful product?No

Product Review byiMoney

CIMB Cash Plus Personal Loan FAQ

What is the maximum amount you can borrow?

Borrowable amount of up to eight times your monthly gross salary or RM100,000 for a maximum loan tenure of five years.

The catch?

Applicant must be between the age 21 to 60 to qualify.

Applicant must be a Malaysian citizen or permanent resident employed as a Government servant, employee of private sector organization, or self-employed with a minimum gross salary of RM2,000 per month.

What will it cost you and how will you be charged?

  • Late payment charges of 1% per annum on monthly instalments or any amount due but remained unpaid or on the balance outstanding. Late payment charges will increase your total outstanding loan amount.
  • No early settlement penalty imposed.
  • Calculate the cost of taking up this loan using our calculator

    How long will the application take and what documentations are required?

    Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application.

    Thereafter, CIMB will require 24 hours before approval or disbursement.

    You are required to furnish the following documents for your loan application:

    • Photocopy of MyKad
    • 3 months (most current) salary slips
    • 3 months (most current) Salary-Crediting Account / latest EPF statements / latest EA Form / latest BE Form and tax receipt

    Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?

    No, you are required to settle all outstanding debts before applying.

    If you are looking for other personal loans, you may also consider
    AmBank Islamic Bank AmMoneyLine Facility-i
  • With AmBank Islamic Bank AmMoneyLine Facility-i, the personal loan comes with an fixed interest rate starting from 8% p.a. This personal loan has a maximum tenure of 8 years. It also comes with a minimum income requirement of RM2,000.
  • Maybank Personal Loan
  • Maybank Personal Loan has a flat interest rate starting from 6.5% p.a. The maximum tenure for this personal loan is 6 years. It also comes with a minimum income requirement of RM2,500.
  • RHB Easy-Pinjaman Ekspres
  • The personal loan rate for RHB Easy-Pinjaman Ekspres starts from 11.63% p.a. It has a maximum tenure of 5 years. The personal loan also comes with a minimum income requirement of RM1,500.