- Interest rate (p.a.)
6.88% - 14.88%
- Loan Tenure
2 - 5 years
- Approval Duration
Up to 24 hours
- Min. monthly income
What's so great about CIMB Bank Cash Plus Personal Loan?
- Approved loan amount of up to RM100,000
- Fixed interest rate of 6.88% - 14.88% per year (subject to the Bank's approving criteria)
- Loan approval within 24 hours.
|Min. financing amount||RM2,000|
|Max.financing amount|| Up to 8x monthly gross salary or up to RM100,000|
|Min. loan tenure||2 years|
|Max. loan tenure||5 years|
|Interest rate||6.88% - 14.88%|
|Approval duration||Up to 24 hours|
Fees & Charges
|One time set up|
|Disbursement & misc. fee||N/A|
|Late payment charges||1% p.a. on outstanding loan amount|
|Age requirement||Age 21 - 60|
|Employment eligibility||Malaysian citizens employed as a Government servant, employee of a private sector organization, or self-employed|
|Min. salary requirement||RM2,000 gross per month|
|Guarantor / Collateral requirement||N/A|
|Need to open linked banked account?||No|
|Need to buy Takaful product?||No|
Product Review by
CIMB Cash Plus Personal Loan FAQ
What is the maximum amount you can borrow?
Borrowable amount of up to eight times your monthly gross salary or RM100,000 for a maximum loan tenure of five years.
Applicant must be between the age 21 to 60 to qualify.
Applicant must be a Malaysian citizen or permanent resident employed as a Government servant, employee of private sector organization, or self-employed with a minimum gross salary of RM2,000 per month.
What will it cost you and how will you be charged?Penalties:
Calculate the cost of taking up this loan using our calculator
How long will the application take and what documentations are required?
Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application.
Thereafter, CIMB will require 24 hours before approval or disbursement.
You are required to furnish the following documents for your loan application:
- Photocopy of MyKad
- 3 months (most current) salary slips
- 3 months (most current) Salary-Crediting Account / latest EPF statements / latest EA Form / latest BE Form and tax receipt
Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?
No, you are required to settle all outstanding debts before applying.