BSN MyRinggit (Public Sector)

  • Profit Rate
    2.53% p.a. ~ 3.19% p.a.
  • Max. Financing Amount
    RM 400,000

Calculate your financing payment instantly

RM
year(s)
RM
You Pay
RM 89 /mth
Profit Rate
Total Profit Payable
RM 70
Total payment
RM 1,070

More details

  • icon Features Features

    Min. Financing Amount
    RM 5,000
    Max. Financing Amount
    RM 400,000

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    18 - 60 years old
    Min. Monthly Salary
    RM 1,500

    Other eligibility requirements

    Employment Letter
    Confirmation letter from employer
    Salary Slip
    Latest 2 months' salary slip
    Others
    Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA
    Bank Account Requirement
    BSN GIRO/i account holder
    NRIC
    A copy of NRIC (both sides)
    Employment Requirement
    Permanent employee who has been employed for 3 months and above
    Employment Requirement
    Contract / temporary employee (over 12 months' service)

  • icon Fees and charges Fees and charges

    Processing Fees
    No processing fees
    Stamp Duty
    As per the Stamp Duty Act 1949 (Revised 1989)

    Other fees and charges

    Will Fee (if any)
    RM500
    Perlindungan Tunai-i (optional)
    RM318
    Wakalah Fee
    RM30
    Request of certified true copy (CTC) of security documents
    RM45 (per request) *Note: Mandated product is exempted
    Issuance of yearly financing statement
    RM10 (per request)*Note: Mandated product is exempted
    Late Payment Charges (LPC)
    Late Payment Charges will be charged based on Ta’widh (Compensation).
Last updated: Nov 1, 2023

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Step 1

Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.

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Step 2

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Step 3

Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.

Review by iMoney

BSN MyRinggit-i PUBLIC SECTOR is a personal financing facility based on the Shariah concept of Tawarruq. With a high financing amount of up to RM400,000, it is only open to full-time executive employees as follows:

Income requirements: Minimum RM1,500/month.

  • RM400,000

  • 1-10 years.

  • BSN MyRinggit-i PUBLIC SECTOR Personal Financing is available to the following professionals who have a minimum salary of RM1,500/month.

  • Citizenship: Malaysian
    Age: Between 18 – 60 years old. (subject to retirement age at the end of financing tenure)
    Income: Minimum RM1,500
    Employment:
    Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA
    Permanent employee who has been employed for 3 months and above
    Contract / temporary employee (over 12 months' service)

  • Copy of NRIC (front and back)
    Latest 2 months salary slip
    Confirmation letter by employer

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