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AmBank Kad Visa Imagine

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Promotions and privileges at restaurants, pubs, coffee houses, cinemas, and more
  • Earn air miles and AmBonus Points from retail spending
  • 0% Easy Payment Plan, 24 months interest free with minimum RM500 purchase
Shopping
4.8/10
Groceries
4.8/10
Dining
4.8/10

  • icon dining Makan

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • icon groceries Barangan Runcit

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • icon shopping Beli-Belah

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • icon utilities Utiliti

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Promosi dan keistimewaan gaya hidup tanpa rancang di restoran, pub, rumah kopi, pawagam, dan banyak lagi:
  • Pemindahan Baki: Jumlah pemindahan minimum: RM1,000 (6 bulan); RM5,000 (12 dan 24 bulan), Tempoh pembayaran balik dan kadar faedah: -6 bulan: 4.99% setahun; 0% yuran pendahuluan satu kali -12 bulan: 8.99% setahun; 0% yuran pendahuluan satu kali
  • Pelan Ansuran: Sehingga 24 bulan 0% faedah Pelan Pembayaran Mudah (EPP), 0% Pelan Pembayaran Mudah, faedah 24 bulan percuma dengan pembelian minimum RM500 di semua peniaga yang mengambil bahagian

icon utilities Card Information

Yuran Tahunan Percuma seumur hidup
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma untuk 3 kad pertama
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% had kredit
Cash advance charge RM50 dengan tambahan RM3 GST atau 5% dari jumlah pendahuluan tunai dengan tambahan 6% GST (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah pendahuluan tunai
Rewards points expiry Tiada

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Enhance Your Lifestyle

Enjoy lifestyle promotions and privileges at selected pubs, restaurants, coffee houses, movies and many more while earning 1x AmBonus Point for every Ringgit you spend including utilities. You can travel with absolute peace of mind knowing that you and your family are protected with complimentary RM500,000 travel insurance coverage when the full fare of airline tickets are charged to the card. With the 0% Easy Payment Plan program, you can enjoy up to 24 months interest free instalment payment on hundreds of products at participating merchants with just a minimum purchase of RM500.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.
#Are You Eligible For The AmBank Imagine Visa Card?
To apply for AmBank Imagine Visa Card, you need to have a minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Gold MasterCard / Visa Card and AEON Classic Visa / MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!