AmBank Kad Visa Imagine

  • Gaji Minimum Bulanan
    RM 2000
  • Kadar Faedah
    15% p.a.
  • Rebat Tunai
    -
  • Yuran Tahunan
    Percuma

Ciri Utama

Promotions and privileges at restaurants, pubs, coffee houses, cinemas, and more

Promotions and privileges at restaurants, pubs, coffee houses, cinemas, and more

Earn air miles and AmBonus Points from retail spending

Earn air miles and AmBonus Points from retail spending

Earn air miles and AmBonus Points from retail spending

0% Easy Payment Plan, 24 months interest free with minimum RM500 purchase

Faedah pada...

  • Makan

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • Hiburan

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • Barangan Runcit

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • Beli-Belah

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

  • Utiliti

    1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 2000
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Yuran Tahunan
    Percuma seumur hidup

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun dan ke atas tahun
    Yuran bagi Pemegang Tambahan
    Percuma untuk 3 kad pertama

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    Sehingga 100% had kredit
    Caj
    RM50 dengan tambahan RM3 GST atau 5% dari jumlah pendahuluan tunai dengan tambahan 6% GST (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun ke atas jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    Tiada

    Lain-lain kebaikan

    Promosi dan keistimewaan gaya hidup tanpa rancang di restoran, pub, rumah kopi, pawagam, dan banyak lagi
    Pemindahan Baki
    Jumlah pemindahan minimum: RM1,000 (6 bulan); RM5,000 (12 dan 24 bulan), Tempoh pembayaran balik dan kadar faedah: -6 bulan: 4.99% setahun; 0% yuran pendahuluan satu kali -12 bulan: 8.99% setahun; 0% yuran pendahuluan satu kali
    Pelan Ansuran
    Sehingga 24 bulan 0% faedah Pelan Pembayaran Mudah (EPP), 0% Pelan Pembayaran Mudah, faedah 24 bulan percuma dengan pembelian minimum RM500 di semua peniaga yang mengambil bahagian

Pemindahan Baki kepada mana-mana AmBank kad kredit

Disyorkan

6 bulan

Kadar faedah
4.88% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

12 bulan

Kadar faedah
4.88% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

24 bulan

Kadar faedah
4.88% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

36 bulan

Kadar faedah
4.88% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

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Cara membuat permohonan dalam talian untuk kad kredit

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Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

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Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • Enjoy lifestyle promotions and privileges at selected pubs, restaurants, coffee houses, movies and many more while earning 1x AmBonus Point for every Ringgit you spend including utilities. You can travel with absolute peace of mind knowing that you and your family are protected with complimentary RM500,000 travel insurance coverage when the full fare of airline tickets are charged to the card. With the 0% Easy Payment Plan program, you can enjoy up to 24 months interest free instalment payment on hundreds of products at participating merchants with just a minimum purchase of RM500.

  • The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.
    #Are You Eligible For The AmBank Imagine Visa Card?
    To apply for AmBank Imagine Visa Card, you need to have a minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Gold MasterCard / Visa Card and AEON Classic Visa / MasterCard, which may match your requirements.

    If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!