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AmBank Kad UnionPay Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 5000
  • icon Kadar Faedah
    Kadar Faedah
    18% p.a.
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • 5X Mata AmBonus untuk perbelanjaan luar negara
  • 2X akses percuma ke Plaza Premium Lounge & Akses percuma ke UnionPay Lounge.
  • Dapatkan diskaun RM30, pulangan tunai RM30, baucar RM30 atau diskaun 30% daripada foodpanda, Grab, Touch 'n Go, airasia, Lazada, Shopee dan banyak lagi.
Shopping
8/10
Travel
7/10
Rewards
10/10

  • icon travel Pelancongan

    • 2X akses percuma ke Plaza Premium Lounge & Akses percuma ke UnionPay Lounge
    • 5x Mata AmBonus untuk setiap RM1 untuk perbelanjaan luar negara
    • 0.5x Mata AmBonus untuk setiap RM1 untuk perbelanjaan tempatan

  • icon entertainment Hiburan

    • 5x Mata AmBonus untuk setiap RM1 untuk perbelanjaan luar negara
    • 0.5x Mata AmBonus untuk setiap RM1 untuk perbelanjaan tempatan

  • icon shopping Beli-Belah

    • 5x Mata AmBonus untuk setiap RM1 untuk perbelanjaan luar negara
    • 0.5x Mata AmBonus untuk setiap RM1 untuk perbelanjaan tempatan

  • icon dining Makan

    • Club Marriott Malaysia Privileges
    • E-Baucar (Untuk semua hotel dan resort yang mengambil bahagian di Malaysia)
    • Diskaun Makan (Untuk semua hotel dan resort yang mengambil bahagian di Malaysia)

icon tag Other Features

  • Protection Plan: AmProtector Insurance coverage of RM1,000,000 in the event of death or permanent disability.
  • Instalment Plan: Enjoy up to 36 months of 0% interest Easy Payment Plan at all participating merchants
  • Plaza Premium Lounge: 2X complimentary access to Plaza Premium Lounge & Complimentary access to UnionPay Lounge.

icon info Card Information

Gaji Minimum Bulanan RM 5000
Min. age for principal holder 21
Fee for principal holder Percuma
Cash advance amount Up to 100% of credit limit
Cash advance charge Higher of minimum RM50 plus RM3 GST or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Travel Like a Boss!

Good news for frequent flyers! With AmBank UnionPay Platinum Card, 5 AmBonus points are rewarded for every Ringgit spent overseas. You can also convert 5,500 AmBonus points into 1,000 Enrich, Asia Miles or Singpore Airlines KrisFlyer and redeem free flights for your next getaway. It offers an exclusive 24% discount on Immigration Fast-Track Service at 390 international airports and 2X complimentary access to Plaza Premium Lounge & Complimentary access to UnionPay Lounge at 17 international airports for you to escape the hustle and bustle of busy airports with minimum 5 overseas transactions charged to the credit within the month of visit to the lounge. You will also get a complimentary Hilton Premium Club membership card that offers discount on dining and best available room rates at participating Hilton hotels with a minimum spend of RM30,000 over a period of one year from the date of successful membership enrolment. With the Travel Accident Insurance with coverage up to RM1,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

Fees and Charges

The annual fee for this card is Annual fee is waived for the first one (1) year, subsequent years’ annual fee is waived with a minimum spending of RM20,000 per annum and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank UnionPay Platinum Card?

To apply for AmBank UnionPay Platinum Card, you need to have a minimum monthly income of RM5,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Singapore Airlines KrisFlyer American Express Platinum Credit Card and Alliance Bank Visa Infinite Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

Dapatkan tips kewangan mingguan!

*Tips percuma. Batalkan langganan bila-bila masa.
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