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AmBank Kad MasterCard Emas Cosway

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Earn up to 3x Cosway Points
  • Redeem points for anything at over 850 Cosway Stores, Cosway Pharmacies, and Country Farm Organic Stores
  • 1x Cosway Point for every RM1 spent locally and overseas
Shopping
5.6/10
Groceries
4.8/10
Dining
4.8/10
  • icon shopping Beli-Belah

    • 3x Mata Ganjaran Cosway untuk setiap RM1 yang dibelanjakan di Cosway
    • 1x Cosway Point untuk setiap RM1 yang dibelanjakan di dalam dan luar negara
  • icon dining Makan

    1x Cosway Point untuk setiap RM1 yang dibelanjakan di dalam dan luar negara
  • icon entertainment Hiburan

    1x Cosway Point untuk setiap RM1 yang dibelanjakan di dalam dan luar negara
  • icon groceries Barangan Runcit

    1x Cosway Point untuk setiap RM1 yang dibelanjakan di dalam dan luar negara

icon tag Other Features

  • Pemindahan Baki: Min. jumlah pemindahan: RM1, 000 (6 bulan); RM5, 000 (12 dan 24 bulan), Tempoh pembayaran semula dan kadar faedah:, 6 bulan: 4.99% setahun; 0% yuran pendahuluan sekali, 12 dan 24 bulan: 8.99% setahun; Bayaran pendahuluan 0%
  • Pelan Ansuran: Pelan Pembayaran Mudah 0%, tanpa faedah 24 bulan dengan minimum pembelian RM500

icon groceries Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma untuk 3 kad pertama
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% had kredit
Cash advance charge RM50 atau 5% dari jumlah pendahuluan tunai
Cash advance interest charge 18% setahun ke atas jumlah pendahuluan tunai
Rewards points expiry Tiada

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Redeem Anything on-the-spot!

Cosway shoppers, now you can save more by shopping at Cosway! With AmBank Cosway Gold MasterCard, you can earn 3x Cosway Points for every Ringgit spent at Cosway now and 1x Cosway Point for every Ringgit spent locally and overseas on shopping, dining and entertainment. With the 0% Easy Payment Plan program, you can enjoy up to 24 months interest free instalment payment on hundreds of products at participating merchants with just a minimum purchase of RM500.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank Cosway Gold MasterCard?

To apply for AmBank Cosway Gold MasterCard, you need to have a minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Gold MasterCard / Visa Card and Bank Islam Gold Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!