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AmBank Kad CARz Platinum MasterCard

Dapatkan 1 mata AmBonus untuk setiap RM1 perbelanjaan dan rebat tunai sehingga 20% untuk perbelanjaan di seluruh dunia.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM80 sebulan
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Up to 5% cashback on petrol of any brand
  • 1x CARz Point from retail transactions
  • 24 months 0% interest Easy Payment Plan
Shopping
4.8/10
Petrol
8.9/10
Groceries
4.8/10
Dining
4.8/10
  • icon petrol Petrol

    • Lebih rendah daripada 5% pulangan tunai atau RM80 sebulan (bayaran balik sebahagian bulanan)
    • Pulangan tunai 2% atau RM20 sebulan (bayaran balik bulanan penuh)
  • icon dining Makan

    1x CaRz Point untuk setiap RM1 yang dibelanjakan
  • icon entertainment Hiburan

    1x CaRz Point untuk setiap RM1 yang dibelanjakan
  • icon groceries Barangan Runcit

    1x CaRz Point untuk setiap RM1 yang dibelanjakan
  • icon shopping Beli-Belah

    1x CaRz Point untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pelan Perlindungan: Perlindungan Insurans AmProtector sebanyak RM1, 000, 000 sekiranya berlaku kematian atau hilang upaya kekal
  • Pemindahan Baki: Jumlah pemindahan minimum: RM1, 000 (6 bulan); RM5, 000 (12 dan 24 bulan), Tempoh pembayaran balik dan kadar faedah: - 6 bulan: 4.99% setahun, - 12 dan 24 bulan: 8.99% setahun
  • Pelan Ansuran: 24 bulan 0% faedah Pelan Pembayaran Mudah untuk cukai jalan dan pembaharuan insurans AmGeneral, 0% faedah Pelan Pembayaran Mudah di semua peniaga yang mengambil bahagian
  • Had Cashback: RM80 sebulan (bayaran balik bulanan separa); RM20 sebulan (bayaran balik bulanan penuh)

icon shopping Card Information

Yuran Tahunan Percuma seumur hidup
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma untuk 3 kad pertama
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% had kredit
Cash advance charge RM50 dengan tambahan RM3 GST atau 5% dari jumlah pendahuluan tunai dengan tambahan 6% GST (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah pendahuluan tunai
Rewards points expiry Tiada

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Pay Less, Earn More!

With AmBank CARz Platinum MasterCard, you get 5% cashback per month with a cap RM80 if you make partial monthly repayments and 2% cashback per month with a cap RM20 if you make full monthly repayments. You also get 1x CARz point for every ringgit retail spending. It comes with AmProtector Insurance coverage of RM1,000,000 in the event of death or permanent disability. AmBank CARz Platinum MasterCard also offers a 24-month 0% Easy Payment Plan (EPP) for road tax, AmGeneral Insurance renewal and all participating merchants.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank CARz Platinum MasterCard?

To apply for AmBank CARz Platinum MasterCard, you need to have a minimum monthly income of RM4,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Carz Gold Visa Card and BSN Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!