📅
Monthly Instalment
RM 1,073
📈
Effective Rate p.a.
5.27%
💸
Total Profit
RM 28,800
🧾
Total Repayment
RM 128,800
1Adjust Your Financing
RM
%
years
2Your Result
| Financing Amount | RM 100,000.00 |
|---|---|
| Tenure | 10 years (120 months) |
| Profit Rate (Flat — quoted by bank) | 2.88% p.a. |
| Equivalent Effective Rate (APR via PMT — BNM disclosure) | 5.27% p.a. |
| Equivalent SBR + Spread (SBR ≈ 3.00%) | SBR + 2.27% |
| Total Profit (Cost of Financing) | RM 28,800.00 |
| Total Repayment | RM 128,800.00 |
| Monthly Instalment | RM 1,073.33 |
📅 Amortization Repayment Schedule
See month-by-month or year-by-year breakdown of principal, profit, and outstanding balance — using Rule of 78 (Malaysian standard for flat-rate loans).
Monthly instalment in RM at 2.88% flat. Your selection is highlighted.
| Total Financing | 2 yr | 3 yr | 4 yr | 5 yr | 6 yr | 7 yr | 8 yr | 9 yr | 10 yr |
|---|
3Bank Offers
Apply direct to a Shariah-compliant Malaysian lender. Monthly instalment and total repayment are computed at your chosen financing amount using each lender's quoted flat profit rate and maximum tenure.
No lenders match this financing amount or tenure.
Try adjusting the financing amount or tenure above.
Try adjusting the financing amount or tenure above.
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