i.Am Health Smart

Disclaimer: The information provided is for general informational purposes only and does not constitute a legally binding offer or representation. While efforts are made to ensure accuracy, product features, specifications and availability may be subject to change without prior notice. For full details, terms, conditions and exclusions, please refer to the Product Disclosure Sheet or product brochure.

Any personal data collected or processed in connection with this platform will be handled in accordance with the Personal Data Protection Act 2010 and its amendments thereof. For full details, kindly refer to AmMetLife’s Privacy Notice.

• Does the plan cover pre-existing conditions?

  Pre-existing conditions are generally not covered unless disclosed and accepted by the insurer.

• Can I choose my preferred hospital for treatment?

  Yes, you can choose from the list of panel hospitals for cashless admission; non-panel hospitals may require reimbursement subject to the policy’s terms and conditions.

• Is there a co-insurance or deductible?

  Co-insurance or deductibles may apply, depending on the plan selected and subject to the policy’s terms and conditions

• Will I be entitled to tax benefits?

  The premiums paid may qualify you for personal tax relief. However, tax benefits are subject to the Malaysian Income Tax Act 1967 and the final decision of the Inland Revenue Board.

• Can I withdraw the funds from the Health Treat?

  No, the funds in the Health Treat cannot be withdrawn and can only be used for the eligible benefits listed