- Diabetes should not stop you from getting the medical protection that you need. With Allianz Diabetic Essential, we believe that you deserve a second chance to be protected. As an encouragement Allianz is rewarding you with annual premium discounts should you maintain or improve your health.
- Annual Limit
- Up to RM1,400,000
- Lifetime Limit
- Up to RM4,200,000
- Hospitalisation Benefit
- Up to RM400 Per day
- Panel Hospitals
- 156 Panel
A choice of 4 medical plans to cover the cost of hospitalisation and surgery
Annual health screening benefits
Outpatient treatment benefits covering treatment such as cancer and kidney dialysis
Enjoy annual premium discounts up to 40% for improving and maintaining your health
Medical plan help cover the cost of hospitalisation and surgery
- Entry Age
- Malaysian & Foreigner
- Up to 100 Years Old
- Coverage Age
Allianz Diabetic Essential is a health insurance plan designed specifically for individuals with diabetes. The plan provides coverage for medical expenses related to diabetes, including hospitalization fees, medical consultation fees, and medication expenses.
The minimum age to apply for Allianz Diabetic Essential is 30 days old, while the maximum age is 65 years old.
Yes, pre-existing conditions related to diabetes are covered under Allianz Diabetic Essential. However, there is a waiting period of 6 months before coverage for pre-existing conditions begins.
Yes, Allianz Diabetic Essential covers complications arising from diabetes, including heart disease, kidney disease, and neuropathy, among others.
Yes, Allianz Diabetic Essential covers both western and traditional medicine. However, the maximum limit for traditional medicine is RM1,500 per year, and a medical practitioner registered with the Malaysian Traditional and Complementary Medicine Division of the Ministry of Health must provide the treatment.
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