- Z-MedProtect is a yearly renewable medical insurance with comprehensive coverage that covers your medical bills to ensure you and your loved ones have total peace of mind and will not be financially burdened.
- Annual Limit
- Up to RM2,000,000
- Lifetime Limit
- No Limit
- Hospitalisation Benefit
- Up to RM500 Per day
- Panel Hospitals
- 132 Panel
High Overall Annual Limit, No Lifetime Limit
Flexible and Customisable Plan
Guaranteed Renewable up to 100 years old
No Claim Bonus
Unlimited In-Hospital Physician Visits
- Entry Age
- Malaysian & Foreigner
- Up to 100 Years Old
- Coverage Age
Zurich ZMedProtect is a medical insurance plan that provides comprehensive coverage for hospitalization, surgical procedures, outpatient treatments, and emergency medical expenses. It also covers pre- and post-hospitalization expenses, as well as alternative medical treatments such as chiropractic, osteopathy, and homeopathy.
Anyone between the ages of 14 days and 70 years old can apply for Zurich ZMedProtect, including individuals, couples, and families. However, the plan is subject to underwriting approval and may have specific requirements or exclusions depending on the applicant's medical history and current health condition.
The cost of Zurich ZMedProtect depends on several factors, including the applicant's age, health status, and chosen coverage options. Generally, the more comprehensive the coverage, the higher the premium. However, Zurich offers flexible payment options, including annual, semi-annual, and monthly payments, to suit the policyholder's budget and preference.
To make a claim with Zurich ZMedProtect, the policyholder or their authorized representative must complete and submit the claim form, along with all necessary supporting documents such as medical bills and receipts. Zurich has a dedicated claims team that will review the claim and provide updates on its status. Claims can be submitted via email, fax, or mail.
Policyholders can renew or modify their Zurich ZMedProtect policy by contacting their Zurich agent or visiting one of Zurich's branches. Policy modifications may be subject to underwriting approval and may result in changes to the policy's coverage, terms, and premium. Policyholders are advised to review their policy regularly to ensure that it meets their current needs and preferences.
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