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Smart Baby Shield

Pregnancy Protection with Maternity Insurance

or

  • icon Annual Limit
    Annual Limit
    Up to RM60,000
  • icon Lifetime Limit
    Lifetime Limit
    No Limit
  • icon Hospitalisation Benefit
    Hospitalisation Benefit
    Up to RM500 Per day
  • icon Panel Hospitals
    Panel Hospitals
    103 Panel
  • icon Product Summary Product Summary

    When you add the Smart Baby Shield rider to your SmartProtect Junior, you and your baby can enjoy comprehensive protection while you are still expecting, and even after you deliver your little bundle of joy. It provides protection against the unexpected, hospitalisation benefits and additional features to help you both through this crucial period of life. With Smart Baby Shield, you can enjoy complete peace of mind to make this a time to cherish and remember.

Key Benefits

Greater assurance during pregnancy

Greater assurance during pregnancy

Protected against several infectious diseases and congenital conditions

Protected against several infectious diseases and congenital conditions

Critical protection for your newborn

Critical protection for your newborn

Basic coverage against maternity cancer

Basic coverage against maternity cancer

Protection against accidental death

Protection against accidental death

  • icon Eligibility Eligibility

  • icon Downloads Downloads

Last updated: Sep 12, 2023

Smart Baby Shield FAQ

  • Smart Baby Shield is a comprehensive health insurance plan that covers medical expenses for newborn babies in the event of an illness or injury. The plan covers hospitalization fees, surgical fees, and other medical expenses, including outpatient treatment and medication.
  • The minimum age to apply for Smart Baby Shield is 14 days old, while the maximum age is 60 days old.
  • Yes, you can choose your own hospital or healthcare provider when using Smart Baby Shield. However, it is important to ensure that your provider is part of the Smart Baby Shield Healthcare Provider Network to avoid any additional charges.
  • Yes, Smart Baby Shield covers congenital conditions after a waiting period of 90 days from the policy start date.
  • No, you cannot add your baby's siblings to your Smart Baby Shield policy. Smart Baby Shield only covers the named baby on the policy. However, you can purchase additional health insurance plans for your other children.

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