- When you add the Smart Baby Shield rider to your SmartProtect Junior, you and your baby can enjoy comprehensive protection while you are still expecting, and even after you deliver your little bundle of joy. It provides protection against the unexpected, hospitalisation benefits and additional features to help you both through this crucial period of life. With Smart Baby Shield, you can enjoy complete peace of mind to make this a time to cherish and remember.
- Annual Limit
- Up to RM60,000
- Lifetime Limit
- No Limit
- Hospitalisation Benefit
- Up to RM500 Per day
- Panel Hospitals
- 103 Panel
Greater assurance during pregnancy
Protected against several infectious diseases and congenital conditions
Critical protection for your newborn
Basic coverage against maternity cancer
Protection against accidental death
- Entry Age
- Malaysian & Foreigner
- Up to 45 Years Old
- Coverage Age
Smart Baby Shield is a comprehensive health insurance plan that covers medical expenses for newborn babies in the event of an illness or injury. The plan covers hospitalization fees, surgical fees, and other medical expenses, including outpatient treatment and medication.
The minimum age to apply for Smart Baby Shield is 14 days old, while the maximum age is 60 days old.
Yes, you can choose your own hospital or healthcare provider when using Smart Baby Shield. However, it is important to ensure that your provider is part of the Smart Baby Shield Healthcare Provider Network to avoid any additional charges.
Yes, Smart Baby Shield covers congenital conditions after a waiting period of 90 days from the policy start date.
No, you cannot add your baby's siblings to your Smart Baby Shield policy. Smart Baby Shield only covers the named baby on the policy. However, you can purchase additional health insurance plans for your other children.
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