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BSN MyHome-i (Residential Property)

  • icon Interest Rate
    Interest Rate
  • icon Standardised Base Rate
    Standardised Base Rate
    3.00 %
  • icon Loan Type
    Loan Type
    Term Loan
  • icon Lock in Period
    Lock in Period
    None

icon Standardised Base Rate Home Financing Calculator

RM
year(s)
Interest Rate
You Pay
RM /mth

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Step Into Your PR1MA Dream Home with BSN MyHome/i

Step Into Your PR1MA Dream Home with BSN MyHome/i

Stand a chance to win the Grand Prize and monthly Harvey Norman vouchers worth a total of up to RM40,000!
Campaign Period: 1 April 2025 – 30 September 2025.

 

What's so great about BSN MyHome-i (Residential Property)?

  • Easy to apply provided at all BSN Main Branches nationwide.

  • Get cash extra in between the current housing financing and current property value.

  • For refinancing of existing residential property

icon Fee & Charges

PROCESSING FEE N/A
STAMP DUTY Principal Documents - Will be charged on ad valorem basis.

icon Eligibility

Document required Copy of NRIC (applicant's / joint applicant's)
Bank Statement Latest 3 months’ Bank Statement
EPF Statement Latest EPF Statement
Pay Slip original copy and copies of latest three (3) months

More details about the product

    • Malaysian citizens, aged 21 to 60 years upon application and not exceeding 70 years old at the end of the financing period.
    • For new-to-bank customers only.
    • Single (individual) or joint application (husband/ wife).
    • Evidence of valid income.
    • Not a bankrupt
    • Customer is allowed to redraw the accumulated Excess Payment amount subject to the terms and conditions set out by the Bank.
    • Residential property under construction/ completed house or sub-sale.
    • Property value minimum of RM100,000.
    • The financing period ranges from a minimum of 5 years to a maximum of 35 years, or until the borrower reaches 70 years of age at the end of the term, whichever comes first.
    • The Redraw process will take approximately thirty three minutes (30 minutes) business hours.

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