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Zurich Critical Care Essential

Protects you against 50 Critical Illnesses with additional payout.

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  • icon Critical illness Coverage
    Critical illness Coverage
    50 Critical Illness
  • icon Sum Assured
    Sum Assured
    Up to RM4,000,000
  • icon Coverage Term
    Coverage Term
    Up to 100 years old
  • icon Entry Age
    Entry Age
    14 days to 65 years old
  • icon Product Summary Product Summary

    Critical Care Essential is a unit deducting rider and can be attached to waive the basic premium of regular premium investment-linked plans. This plan provides coverage in the event of insured person is first diagnosed of a dread disease.

Key Benefits

Critical illness protection

Critical illness protection

Additional sum assured to basic plan sum assured

Additional sum assured to basic plan sum assured

Maximum sum assured up to RM4,000,000

Maximum sum assured up to RM4,000,000

Critical Care Essential is a unit deducting rider

Critical Care Essential is a unit deducting rider

Can be attached to waive the basic premium of regular premium investment-linked plans

Can be attached to waive the basic premium of regular premium investment-linked plans

  • icon Eligibility Eligibility

Last updated: Sep 8, 2023

Zurich Critical Care Essential FAQ

  • Zurich Critical Care Essential is a critical illness insurance product offered by Zurich Malaysia. It provides coverage for 36 critical illnesses and pays out a lump sum amount upon diagnosis of a covered illness.
  • Insured: 14 days to 65 years old. Policyholder: 16 years old and above. The rider coverage term is up to Life Assured's age 100 or maturity of basic plan, whichever earlier.
  • - Critical illness protection - Additional sum assured to basic plan sum assured - Maximum sum assured up to RM4,000,000
  • Medical check-up may be required before purchasing Zurich Critical Care Essential, depending on the policyholder's age and health condition.
  • Yes, policyholders can cancel their Zurich Critical Care Essential policy by giving written notice to Zurich. However, the policyholder may not receive a refund of premiums paid if the policy is cancelled.

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