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Product Summary- A-Plus Beyond Critical Shield is a critical illness protection plan which covers you against 75 advanced critical illness conditions, until age 80. You also have the option to add on A-Plus Beyond Early Critical Shield to your A-Plus Beyond Critical Shield plan which provides protection for 65 early and 40 intermediate critical illness conditions. When purchased together, both plans provide coverage for a total of 180 conditions from early to advanced stages of critical illnesses.
AIA A-Plus Beyond Critical Shield & A-Plus Beyond Early Critical Shield
A-Plus Beyond Critical Shield is a critical illness protection plan which covers you against 75 advanced critical illness conditions, until age 80.
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- Critical illness Coverage
- 75 advanced stage critical illness
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- Sum Assured
- Minimum RM20,000
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- Coverage Term
- Up to 80 years old
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- Entry Age
- 16 - 60 years old
Key Benefits
Comprises of 75 Advanced conditions covered under A-Plus Beyond Critical Shield
65 Early and 40 Intermediate conditions covered under A-Plus Beyond Early Critical Shield.
Receive a lump sum payment of 100% of your coverage amount at all stages of critical illness diagnosis
Tailor made critical illness coverage
Coverage for covid -19
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Eligibility- 16-60 years old
- Entry Age
- Malaysian
- Nationality
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Downloads
Product Brochure
AIA A-Plus Beyond Critical Shield & A-Plus Beyond Early Critical Shield FAQ
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In a typical critical illness plan, insurers shall only pay you the benefits for advanced stage critical illnesses, that is when the disease is considered as life threatening. AIA understands that while certain diseases may not be considered as life threatening, they can have life changing impacts. That is why in addition to the advanced stage, AIA also covers early and intermediate stages of illnesses to allow you to focus on your recovery and bounce back to health to pursue your dreams.
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Yes, the cost of insurance for A-Plus Beyond Critical Shield and A-Plus Beyond Early Critical Shield increases depending on your attained age.
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No, the cost of insurance for A-Plus Beyond Critical Shield and A-Plus Beyond Early Critical Shield are not guaranteed. The company reserves the right to revise the Cost of Insurance by giving the policyholders 3 months'prior written notice.
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There are no fees and charges other than the Cost of Insurance deducted.
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Yes, the premium apportioned to A-Plus Beyond Critical Shield and A-Plus Beyond Early Critical Shield may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
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