What does early stage cancer mean?

In a typical critical illness plan, insurers only pay you the benefits if the cancer is considered life threatening. This plan, however, also covers the early stages of cancer including carcinoma in situ, early prostate cancer, early thyroid cancer, early bladder cancer and early chronic lymphocytic leukaemia.

What does cancer based underwriting mean?

This means AIA will only takes into consideration your medical condition and family history related to cancer for the approval of your application, making it simpler for you to get protected.

Will my premium increase as my age increases?

The premium rates are level and based on your age at issuance date of the plan

Are the premiums for A-Life Cancer360 guaranteed?

The premiums for this plan are not guaranteed and the Company reserves the right to revise the premium rates by giving the policyholders 3 months written notice.

How do I apply for PRUValue Med?

To apply for PRUValue Med, you can contact a PRU agent or visit a PRU customer service center. You will need to provide personal and medical information related to yourself and undergo medical underwriting to determine your eligibility for the plan.

AIA ALife Cancer 360 - Additional Bonus Every Year

Critical illness Coverage

Any Cancer
Sum Assured

Minimum RM50,000
Coverage Term

Up to 80 years old
Entry Age

14 days - 60 years old

Product Summary

A-Life Cancer360 is a complete cancer protection plan that provides coverage from the early to more advanced stages of cancer. When you purchase A-Life Cancer360 and sign up as an AIA Vitality member, you’ll get an additional bonus every year, which is called the Yearly Cash Bonus. This means that through Yearly Cash Bonus, you may receive a cash bonus up to 50% of your basic premium paid for A-Life Cancer360 on every policy anniversary, without having to pay additional premium. So join AIA Vitality, our unique insurance and health programme that actively supports and rewards you for making healthy choices.

Key Benefits

30% of lump sum payment for early stage cancer protection

100% lump sum payment for advanced stage cancer protection

Enjoy continuous coverage with no waiting period between claims

Only consider your medical condition and family history related to cancer when assessing your application

Power Reset feature that returns your coverage to the full amount one year after your diagnosis

Eligibility

14 days-60 years old

Entry Age

Malaysian

Nationality
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Product Brochure

Last updated: Sep 8, 2023

AIA ALife Cancer360 FAQ

In a typical critical illness plan, insurers only pay you the benefits if the cancer is considered life threatening. This plan, however, also covers the early stages of cancer including carcinoma in situ, early prostate cancer, early thyroid cancer, early bladder cancer and early chronic lymphocytic leukaemia.
This means AIA will only takes into consideration your medical condition and family history related to cancer for the approval of your application, making it simpler for you to get protected.
The premium rates are level and based on your age at issuance date of the plan
The premiums for this plan are not guaranteed and the Company reserves the right to revise the premium rates by giving the policyholders 3 months written notice.
To apply for PRUValue Med, you can contact a PRU agent or visit a PRU customer service center. You will need to provide personal and medical information related to yourself and undergo medical underwriting to determine your eligibility for the plan.

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Product Summary

Eligibility

Downloads