What does early, intermediate or advanced stage mean?

In a typical critical illness plan, insurers shall only pay you the benefits for advanced stage critical illnesses, that is when the disease is considered as life threatening. AIA understands that while certain diseases may not be considered as life threatening, they can have life changing impacts. That is why in addition to the advanced stage, AIA also covers early and intermediate stages of illnesses to allow you to focus on your recovery and bounce back to health to pursue your dreams.

Will my premium increases as my age increases?

The premium rates are level and based on your age when the plan is issued.

Are the premiums for A-Life Beyong Critical care and A-Plus Beyond Advance Care guaranteed?

The premiums for this plan are not guaranteed and the company reserves the right to revise the premium rates by giving the policyholders 3 months written notice.

What are the fees or charges that I have to pay?

There are no fees and charges other than the premium amount.

Are the premiums paid for A-Life Beyond Critical Care eligible for income tax relief?

Yes, the premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

AIA A-Life Beyond Critical Care - 180 Critical Illness

AIA A-Life Beyond Critical Care

Critical illness Coverage

180 critical illness
Sum Assured

Mnimum RM20,000
Coverage Term

Up to 80 years old
Entry Age

16 - 60 years old

Product Summary

A-Life Beyond Critical Care is a plan that is designed to accompany your health journey and provide you with comprehensive critical illness protection until the age of 80. This plan covers you from early detection to prevention, and from treatment to recovery.

Key Benefits

Receive a lump sum payment of 100% of your coverage amount when you are diagnosed with an Early, Intermediate, or Advanced stage critical illness

Enjoy a Yearly Cash Bonus when you purchase A-Life Beyond Critical Care and sign up as an AIA Vitality member

Enhancing your plan with optional benefit to receive the best treatment

Coverage for covid -19

Health Screening Benefit that encourages you to know your health better and also facilitates early detection for faster recovery

Eligibility

16-60 years old

Entry Age

Malaysian

Nationality
Downloads

Product Brochure

Last updated: Sep 8, 2023

AIA A-Life Beyond Critical Care FAQ

In a typical critical illness plan, insurers shall only pay you the benefits for advanced stage critical illnesses, that is when the disease is considered as life threatening. AIA understands that while certain diseases may not be considered as life threatening, they can have life changing impacts. That is why in addition to the advanced stage, AIA also covers early and intermediate stages of illnesses to allow you to focus on your recovery and bounce back to health to pursue your dreams.
The premium rates are level and based on your age when the plan is issued.
The premiums for this plan are not guaranteed and the company reserves the right to revise the premium rates by giving the policyholders 3 months written notice.
There are no fees and charges other than the premium amount.
Yes, the premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

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Product Summary

Eligibility

Downloads