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UOB Lady’s Classic Card

Be rewarded with cashback of up to 10% on grocery transactions at selected merchants, and earn a complimentary access at True Fitness too!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 10%
  • icon Annual Fee
    Annual Fee
    RM 68

Key Features

  • Up to 10% cashback on grocery transactions at selected merchants
  • Earn 3x UNIRM reward points with every RM1 spent at selected Department Stores
  • Complimentary access at True Fitness*
Shopping
6/10
Groceries
6/10
Dining
6/10
  • icon dining Dining

    Up to 15% cashback at selected restaurants
  • icon insurance-or-health Insurance or Health

    Up to 10% cashback at selected outlets
  • icon entertainment Entertainment

    Up to 5% cashback at selected outlets
  • icon shopping Shopping

    3x UNIRinggit Reward Points for every RM1 spent at selected departmental stores
  • icon groceries Groceries

    Up to 10% cashback on grocery transactions at selected merchants

icon tag Other Features

  • Balance Transfer: 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee
  • Instalment Plan: 0% interest Installment Payment Plan for watches, jewellery, shoes, and/or bag worth RM2,000 and above at all participating merchants<

icon groceries Card Information

Min. Monthly Income RM 2000
Min. age for principal holder RM 21
Fee for principal holder RM 68
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM30
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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Product Review by

The Ladies' Best Friend

Spend like a queen. UOB Lady’s Classic Card offers up to 10% cashback on dining, fashion and dining at selected merchants. Weekends shopping will get you 3x UNIRinggit Reward Points for every Ringgit spent at selected departmental stores. You are also entitled to complimentary access at True Fitness. On top of that, you can convert transaction above RM2,000 on designer shoes, bags and more into 6-months or 12-months installment plan at 0%.

Fees and Charges

The annual fee for principal card is RM68 and RM30 for supplemantary card. The cashback limit is RM400 for petrol spending and unlimited for other categories. The Reward Points will expire in 3 years' time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Lady’s Classic Card?

To apply for UOB Lady' s Classic Card, you need a minimum monthly income of RM2,000 and for exclusively for ladies of at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Ladys Platinum Credit Card and OCBC MasterCard Blue / Pink , which may match your requirements.

if you prefer to broaden your credit card search, review more UOB credit cards and start comparing today !