What are the benefits of the RHB Visa Infinite Credit Card
With RHB Visa Infinite, you will be able to live the life of a VIP! You are entitled to 4 complimentary Airport Speed Pass in selected airports in Asia and access into Plaza Premium Lounges in Malaysia. Besides that, you are given the privilege on spa treatments and packages at Angsana Spa and Mandara Spa. As for golfing privileges, you will get to enjoy exclusive tee-off at over 15 gold courses worldwide. With every RM1 you spent on overseas retail bargains, you can earn 3 Rewards Points and 1 Rewards Points locally. This card also comes with Travel Accident and Inconvenience insurance coverage.
What are the Fees and Charges of the RHB Visa Infinite Credit Card
There is no annual fee for the first year and for subsequent years, it is RM1,060. As for supplementary card, it is RM42.40. There is no expiry date for Rewards Points. Also, Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The RHB Visa Infinite?
To apply for RHB Visa Infinite, you need a minimum monthly income of RM20,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Platinum Business Card and Standard Chartered Priority Banking Visa Infinite Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!
What is the minimum income required for the RHB Visa Infinite credit card?
The minimum annual income required is RM150,000 (RM12,500 per month). Applicants must be between 21 and 65 years old. The card is open to public applicants, unlike the by-invitation-only RHB Premier Visa Infinite.
Does the RHB Visa Infinite have an annual fee?
The RHB Visa Infinite is free for life for both the principal and supplementary cardholder. There is no annual fee and no annual spend condition required to waive the fee.
How many times can I access Plaza Premium Lounge with RHB Visa Infinite?
You get unlimited complimentary access to selected Plaza Premium Lounges in Malaysia and Singapore if your retail spend reaches RM100,000 in a calendar year. If you do not meet that threshold, you receive 12 complimentary visits per calendar year, provided you made a minimum retail spend of RM1,000 in the calendar month preceding each visit.
How many LoyaltyPlus Points do I earn overseas with RHB Visa Infinite?
You earn 5 LoyaltyPlus Points for every RM1 spent on overseas retail transactions. For local retail spending, you earn 1 Loyalty Point per RM1. Petrol, charity, cash advances, and payments to government bodies are excluded from points earning.
How do I convert RHB Visa Infinite points to Enrich miles?
For the RHB Visa Infinite, 10,000 LoyaltyPlus Points can be converted to 1,000 Enrich miles (Malaysia Airlines). The RHB Premier Visa Infinite has a better rate of 8,000 LoyaltyPlus Points for 1,000 Enrich miles. Redemptions are done through RHB Superdeals via the RHB Mobile App or RHB Online Banking.
What travel insurance does the RHB Visa Infinite provide?
The card provides complimentary travel insurance coverage of up to RM2,000,000. Coverage is activated when you charge the full flight fare to your RHB Visa Infinite card. Coverage includes protection for personal accident, delayed or missed flights, and lost or delayed baggage.
Which golf clubs can I access with RHB Visa Infinite?
Under RHB Premium Cards Golf Privileges, cardholders can enjoy complimentary tee-off at selected golf courses in Selangor, including Glenmarie Golf & Country Club, Tropicana Golf & Country Resort, and Sungai Long Golf & Country Club. Bookings must be made by calling RHB at 03-9206 8118. A minimum monthly spend requirement applies.
Is the RHB Visa Infinite the same as the RHB Premier Visa Infinite?
No. The RHB Visa Infinite is open to any eligible applicant meeting the RM150,000 annual income threshold. The RHB Premier Visa Infinite is by invitation only, reserved for RHB Premier Banking members. The Premier version offers a higher overseas earning rate (8-10x LoyaltyPlus Points vs 5x) and broader lounge access coverage across more countries.
Are there any spend categories excluded from RHB Visa Infinite points?
Yes. Petrol transactions, charity donations, cash advances, and payments to government bodies do not earn LoyaltyPlus Points or Loyalty Points. All other retail spending qualifies, subject to the bank's standard terms and conditions.
Can I get free balance transfer with RHB Visa Infinite?
RHB offers a Smart Move Balance Transfer plan for Visa Infinite cardholders. As of 2026, rates start from 4.88% p.a. for eligible tenures. The plan is valid for principal cardholders of other banks' credit cards who transfer outstanding balances to a new RHB credit card. Check iMoney's balance transfer comparison page for the latest rates.
Does RHB Visa Infinite work for eCommerce purchase protection?
Yes. The card includes eCommerce Purchase Protection coverage of up to USD200 per annum. This protects cardholders against financial losses on online purchases, subject to the bank's terms and conditions.
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