credit card image

OCBC Titanium MasterCard (Blue/Pink)

Embrace the inner online shopper in you for unlimited cash back on all online retail spending.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 3,000
  • icon Interest Rate
    Interest Rate
    18% p.a.
  • icon Cashback
  • icon Annual Fee
    Annual Fee

Key Features

  • Earn 1% cashback on all online transactions and overseas spending
  • Earn 0.1% cashback on all other retail transactions
  • No cap on rebates
  • icon shopping Shopping

    • Earn 1% cashback on online shopping
    • Earn 0.1% cashback on all other retail shopping
  • icon groceries Groceries

    Earn 0.1% cashback on groceries transactions
  • icon petrol Petrol

    Earn 0.1% cashback on petrol transactions
  • icon dining Dining

    Earn 0.1% cashback on dining transactions
  • icon entertainment Entertainment

    Earn 0.1% cashback on entertainment transactions

icon tag Other Features

  • Balance Transfer: 0% per annum for a tenure of 6 months; one-time upfront fee of 2% of transferred amount imposed, 0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants
  • Cashback Limit: 1% rebate on online transaction and overseas spend and 0.1% on all other retail spend

icon info Card Information

Annual Fee Free for life
Min. Monthly Income RM 3000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free for life
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM20 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

Cashback Everywhere!

As an OCBC Titanium Mastercard (Blue/Pink) cardholder, you will get 1% cashback every month on online transactions and overseas spend. Earn 0.1% cashback on all other retail spending.

Other Features

This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.

Fees and Charges

This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC MasterCard(Blue/Pink)?

To apply for OCBC MasterCard (Blue/Pink), the minimum monthly income required is RM2000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC MasterCard Silver and Maybank MasterCard Gold, which may match your requirements.

If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!

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