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Maybank 2 Cards

Enjoy cashback and exclusive rewards with a minimum RM300 spend whilst enjoying up to 5x TreatsPoints on your weekday spend.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2500
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    RM50 /mth
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • 5% cashback on all weekend transactions except for government bodies and utilities
  • Up to 5x TreatsPoints from local and overseas transactions on weekdays only
  • Low interest rate starting from 15% per annum.
  • icon petrol Petrol

    • 5% weekend cashback* (Maybankard 2 American Express only)
    • 1 TreatsPoints for every RM1 spent (Maybankard 2 American Express and MasterCard/VISA)
  • icon dining Dining

    • 5% weekend cashback (Maybank 2 American Express Card)
    • 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card)
  • icon groceries Groceries

    • 5% weekend cashback (Maybank 2 American Express Card.)
    • 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card.)
    • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)
  • icon shopping Shopping

    • 5% weekend cashback (Maybank 2 American Express Card.)
    • 5 TreatsPoints for every RM1 spent on weekdays only (Maybank 2 American Express Card.)
    • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)
  • icon travel Travel

    5 TreatsPoints for every RM1 spent overseas or locally on weekdays only (Maybankard 2 American Express only)

icon tag Other Features

  • Balance Transfer: 0% per annum for a tenure of 12 months; subject to one time upfront fee at 3% of approved amount
  • Instalment Plan: 0% interest Instalment Payment Plan at all participating merchants
  • Cashback Limit: 5% cashback on weekends with Maybank 2 American Express Card, capped at RM50 per month

icon travel Card Information

Annual Fee Lifetime Fee Waiver
Min. Monthly Income RM 2500
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free
Late payment charge Higher of RM10 or 1% of outstanding amount, up to maximum of RM100
Cash advance amount RM5,000 daily
Cash advance charge Higher of RM18 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry 3 years

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What is the interest rate, fees, and other charges?

Interest rate -

For prompt repayment of less than 10/12 months - 18%
For prompt repayment of 10/12 months - 17%
For prompt repayment of 12/12 months - 15%

Annual fee - Free (waived for life)

Service charge - RM25

Are You Eligible For The Maybank 2 Cards?

To apply for Maybank 2 Gold Cards, all you need is just a minimum income of RM2,500 and for Maybankard 2 Platinum Cards it is RM5,000, The minimum age requirement for both types of cards is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old.

How to apply for a Maybank 2 credit card?

You can easily apply for a Maybank 2 credit card right here.

What makes the Maybank 2 card different from the other Maybank cards?

With the Maybank 2 cards, you get two different cards with one sign up process, giving you two credit limits to work with.

What are the features and benefits of the Maybank 2 credit card?

With the Maybank 2 cards, you get 10,000 treat points for your first spending. You also get treat points bonuses, such as 5x treat points for every RM1 spend locally and overseas, 1x treat points for every spending on all transactions for utilities, education, EzyPay and insurance transactions, and many more.

Does the maybank 2 cards offer airport lounge access?

No, the Maybank 2 cards don't offer airport lounge access.

Can I get cash back with Maybank 2 credit card?

There is no cash back for this credit card.

How can I earn and redeem Treatspoints with Maybank 2 cards?

You can earn treat points by using your credit cards, and you can redeem your treats points with the following ways;

  • Complete and email TreatsPoints Redemption form to maybankrewards@maybank.com.my, OR
  • Walk-in to our Maybank Card Centres in Menara Maybank / 1 Utama Shopping Centre / Suria KLCC / The Gardens Mall, OR
  • Call 1300 88 6688 and speak to our Customer Service Executive

What is the credit limit of Maybank 2 credit card?

Maybank credit card’s limit will be determined based on the individual credit assessment and the type of credit card applied by the customers including principle and supplementary card.

What are the required documents to apply?

Here are the required documents to apply for a Maybank credit card.

Salaried employee:

Copy of NRIC (both sides) or Passport
Latest 3 months' salary slips
Latest 6 months' savings account activity/current account statements

Self employed:

Copy of NRIC (both sides) or Passport
Income Tax Return (Form B/Latest EA form)
Copies of Business Registration Certificate/Trading License/ Form 9, Form 24, Form 49
Latest 6 months' company/personal Bank Statements

Expatriate:

Letter from employer confirming duration of employment contract in Malaysia
Note: You must be a Maybank account holder