• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • Up to 8x TreatsPoints from petrol spending at PETRONAS and groceries
  • Convert TreatPoints into petrol vouchers
  • Takaful protection included


  • 8 TreatsPoints for every RM1 spent on groceries on weekends


  • 8 TreatsPoints for every RM1 spent on petrol at PETRONAS Service Stations on weekends
  • 5 TreatsPoints for every RM1 spent on petrol at PETRONAS Service Stations on weekdays


  • 1 TreatsPoint for every RM1 spent


  • 1 TreatsPoint for every RM1 spent


  • 1 TreatsPoint for every RM1 spent

Other Features

  • Free Maybankard Touch ‘n Go Zing Card

  • Protection Plan

    • Takaful protection

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

Card Information

Annual Fee Free
Min. Monthly Income RM2,500.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Collect TreatsPoints And Get Free Petrol!

Maybank Islamic PETRONAS Gold-i offers 8x TreatsPoints for your spending on the weekends for petrol and groceries spending (other spending on weekends will only get you 1x point). For weekday petrol spending, you will be able to enjoy 5 points for every RM1 spent. Points on petrol spending is only applicable when you pump petrol in PETRONAS. For all other spendings during weekdays (inclusive of groceries), you will get 1 TreatsPoint for every RM1 transaction on your card. The TreatsPoints earned can be exchanged for petrol vouchers which will allow to make additional savings on your petrol spending. The principal cardholder will also get Takaful protection to ensure that the family is financially covered should anything happen to the cardholder.

Fees and Charges

There is no annual fee that comes with this card whether it is for the principal or supplementary cardholder. The finance charges for Maybank Islamic PETRONAS Gold-i are the standard finance charges in Malaysia. With the lowest being 15% per annum, followed by 17% per annum and finally, 18% per annum. To be able to enjoy 15% per annum finance charge on your outstanding balance, you will need to make a minimum monthly payment consistently for 12 months. If you missed one or two months of payment in a period of 12 months, 17% per annum interest will be charged on your outstanding balance. Anything other than that will see 18% per annum interest rate charged on your outstanding balance. Any late payment will see you be charged with a penalty of RM10 or 1% of outstanding balance, depending on which is higher (up to a maximum of RM75).

Are You Eligible For The Maybank Islamic PETRONAS Gold-i?

The principal cardholder needs to be at least 21 years old with a minimum monthly income of RM2,500 while the supplementary cardholder will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Petronas Platinum-i and BSN Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!