Broadband Coverage Check
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Min. Monthly Income
RM2,500.00
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Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
Free
Feature Highlights
- Up to 8% Cashback for every PETRONAS spend on weekends
- Upto 1%Cashback on weekdays every PETRONAS spend
- Upto 1X Treatspoint for every RM1 spend on Insurance Providers, Utilities, Education Institutions, 0% Easy pay
Promotion
Apply Online & Get Rewarded [T&C apply]*
- Apply Online & be rewarded with a Free Xiaomi Mi Band 4, JBL Go 2 Speaker or Xiaomi Car DVR Camera Night Vision
Groceries
- 1 TreatsPoints for every RM1 spent locally and overseas
Petrol
- 8% Cashback for every RM1 spent on petrol at PETRONAS Service Stations on weekends
- 1% Cashback for every RM1 spent on petrol at PETRONAS Service Stations on weekdays
Shopping
- 1 TreatsPoint for every RM1 spent
Entertainment
- 1 TreatsPoint for every RM1 spent
Dining
- 1 TreatsPoint for every RM1 spent
Other Features
Free Maybankard Touch ‘n Go Zing Card
Protection Plan
Takaful protection
Balance Transfer
- 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Card Information
| Annual Fee | Free |
| Min. Monthly Income | RM2,500.00 |
| Min. age for principal holder | 21 |
| Min. age for supplementary holder | 18 |
| Fee for supplementary holder | Free |
| Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
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18% p.a – if any of the above are not met |
| Sales and Services Tax (SST) | 0% on annual fee and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash advance amount | RM5,000 daily |
| Cash advance charge | Higher of RM18 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | N/A |
| Rewards points expiry | 3 years |
Product Review by 
Enjoy Cashback and Treatspoints when you spend at PETRONAS
Maybank Islamic PETRONAS Gold-i offers 8% Cashback for your spending on the weekends and 1% Cash back for petrol when you spend at PETRONAS and ENJOY 1X Treatpoints (inclusive of groceries) for every RM1 spend locally and overseas except Government Bodies, PETRONAS service stations and other petrol stations. You are also eligible for a FREE Touch n' Go Zing card, it will be a automatic reload card that is link to your PETRONAS Ikhwan Visa
Fees and Charges
There is no annual fee that comes with this card whether it is for the principal or supplementary cardholder. The finance charges for Maybank Islamic PETRONAS Gold-i are the standard finance charges in Malaysia. With the lowest being 15% per annum, followed by 17% per annum and finally, 18% per annum. To be able to enjoy 15% per annum finance charge on your outstanding balance, you will need to make a minimum monthly payment consistently for 12 months. If you missed one or two months of payment in a period of 12 months, 17% per annum interest will be charged on your outstanding balance. Anything other than that will see 18% per annum interest rate charged on your outstanding balance. Any late payment will see you be charged with a penalty of RM10 or 1% of outstanding balance, depending on which is higher (up to a maximum of RM75).
Are You Eligible For The Maybank Islamic PETRONAS Gold-i?
The principal cardholder needs to be at least 21 years old with a minimum monthly income of RM2,500 while the supplementary cardholder will need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Petronas Platinum-i and BSN Gold Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!