-
Min. Monthly Income
RM5,000.00
-
Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
Free
Feature Highlights
- 2x TreatsPoints from retail spending
- 1x TreatsPoints from petrol and utilities spending
- Free Maybank Touch n’ Go Zing Card
Promotion

Apply Online & Get Rewarded[T&C apply]*
- Apply for Maybank cards online with iMoney, Spend and get up to RM 280 Cashback
- Applicable to New to Bank customer only !
- Promotion ends 31st March 2021 !
- T&Cs Apply !
Groceries
- 2 TreatsPoints for every RM1 spent
Shopping
- 2 TreatsPoints for every RM1 spent
Utilities
- 1 TreatsPoints for every RM1 spent on mobile, fixed line, and Internet charges (via Express Autopay only)
Petrol
- 1 TreatsPoints for every RM1 spent
Other Features
Balance Transfer
0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount
Instalment Plan
- 0% interest Instalment Payment Plan at all participating merchants
Card Information
Annual Fee | Free |
Min. Monthly Income | RM5,000.00 |
Min. age for principal holder | 21 |
Min. age for supplementary holder | 18 |
Fee for supplementary holder | Free |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
Sales and Services Tax (SST) | 0% on annual fee and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
Cash advance amount | RM5,000 daily |
Cash advance charge | Higher of RM18 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | N/A |
Rewards points expiry | 3 years |
Product Review by 
Collect Rewards From Petrol And Other Retail Spending.
Maybank Islamic Ikhwan Platinum is one of the best Islamic petrol card in Malaysia. This card also provides reward points for your transactions; 2 points for every RM1 spent on shopping, dining and groceries and 1 point for your petrol and utilities spending. Free Maybank Touch n’ Go Zing Card. Balance transfer for this card is 0% per annum for a period of 12 months but has a one-time upfront fee of 3%.
Fees and Charges
The annual fee for this card is waived for both the principal and supplementary cardholder. Finance charges have 3 tiers: 15% p.a., 17% p.a. and 18% p.a. To enjoy 15% per annum interest rate, you will need to make prompt monthly repayments for the last 12 months. 17% per annum interest rate will be charged on your outstanding balance if you miss 1 or 2 months. 18% per annum interest rate will apply if you miss more than 2 months of monthly repayments in the last 12 months.
Are You Eligible For The Maybank Islamic Ikhwan Platinum?
Principal cardholder will need to be at least 21 years old and have a monthly income of RM5,000. On the other hand, the supplementary cardholder will only need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Petronas Platinum-i Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!