• Min. Monthly Income

    RM3,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Earn up to 10x Reward Points from hotel, dining, and shopping spending
  • Earn 1x Reward Point from other retail spending
Groceries
6/10
Shopping
6/10
Travel
6/10
Dining
6/10
Petrol
5/10

Groceries

  • 8x Reward Points for every RM1 spent at participating outlets at Mid Valley Megamall and The Gardens Mall
  • 5x Reward Points for every RM1 spent at more than 30 participating malls nationwide

Shopping

  • 8x Reward Points for every RM1 spent at participating outlets at Mid Valley Megamall and The Gardens Mall
  • 5x Reward Points for every RM1 spent at more than 30 participating malls nationwide

Travel

  • Be Eligible for AirMiles on your local & overseas spent

Dining

  • 5x Reward Points for every RM1 spent on dining locally

Petrol

  • 1 Reward Point for every RM1 spent

Other Features

  • Travel

    • 3-hour complimentary access to Plaza Premium Lounge at Kuala Lumpur International Airport

  • Exclusive Offers

    • Get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC Premier Master card abroad with HSBC 's home&Away

  • Balance Transfer

    • [Plan A]: 3% upfront interest charge, 0% for the next 5 months
    • [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
    • [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months

Card Information

Annual Fee Free
Min. Monthly Income RM3,000.00
Min. age for principal holder

21

Min. age for supplementary holder

18

Fee for supplementary holder Free of charge
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM5,000 per day

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum of cash advance amount

Cashback Limit

10x Reward Points

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Collect Reward Points For More Vacations!

HSBC Premier World MasterCard offers 10x Reward Points on overseas hotel room and dining expenses. Aside from that, spending in participating outlets at Mid Valley Megamall and The Gardens Mall gives you up to 8x Reward Points. Meanwhile, 5x Reward Points would also be granted on airline ticket purchases, room and dining spend at local hotels and other spendings at other malls. By collecting the Reward Points, you can convert them to air miles. You can also get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC Premier Master card abroad with HSBC 's home&Away

Fees and Charges

For this card, there is no annual fees. It is free for life including for the supplementary cards. The 10x Reward Points is granted for a minimum total spending of RM2,000 per month whereas a minimum overall spending of RM1,500 will be given 5x or 8x Reward Points (depends on the category spent on). By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The HSBC Premier World MasterCard

To apply for HSBC Premier World MasterCard, you need to be a Premier account holder and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah Premier World MasterCard-i and Maybank World MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!