Min. Monthly Income
- 1% cashback on retail spending
- Low cash advance interest rate starting at 10.8% per annum
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Spend More, Earn More!
Hong Leong Fortune Credit Card offers 1% cashback on all retail spending and bonus cashback up to RM1,800 if you make a total annual retail spending of RM 108,000 and above. With every cash advance transaction you make, you are entitled to interest rate starting at 10.8% p.a. Apart from that, Hong Leong Essential Card is accepted anywhere around the world.
Fees and Charges
There is no annual fee if you make at least 12 swipes a year or retail spending of RM8,000 per annum, otherwise, it is RM169.60. For supplementary card, a fee of RM84.80 will be incurred. There is a cashback limit of RM50 per month. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Hong Leong Fortune Credit Card
To apply for Hong Leong Fortune Credit Card, you need a minimum ince of RM2,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Classic Credit Card and AffinBank Gold Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!