Broadband Coverage Check
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Min. Monthly Income
RM7,500.00
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Interest Rate
15% p.a.
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Balance Transfer
5.99% p.a.
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Annual Fee
Free
Feature Highlights
- Unlimited 1.5% Cash Rebate on Overseas spend
- Travel Accident Insurance with coverage of up to RM1,000,000
- Bonus Points on local and overseas retail spending
Shopping
- 5x Bonus Points with every RM1 spent on airline transaction* (upto 5x Bonus point every RM1 spent on any airline transaction with predefined merchant category codes (MCC) 3000 to 3350 and 4511)
- 1x Bonus Point with every RM1 spend locally
Entertainment
- 1x Bonus Point with every RM1 spend locally
Groceries
- 1x Bonus Point with every RM1 spend locally
Dining
- 1x Bonus Point with every RM1 spend locally
Petrol
- 1x Bonus Point with every RM1 spend locally
Other Features
Year-long discounts at over 500 dining, retail, and lifestyle merchants
Protection Plan
- Travel Accident Insurance with coverage of up to RM1,000,000 when full airfare is charged to the credit card
Credit Protector plan
Balance Transfer
- Min. transfer amount: RM1,000
- [Plan A]: 5.99% p.a for a tenure of 6 months
[Plan B]: 7.99% for a tenure of 12 months
Instalment Plan
- 0% Instalment Payment Plan at all participating merchants
Card Information
| Annual Fee | Free |
| Min. Monthly Income | RM7,500.00 |
| Min. age for principal holder | 21 |
| Min. age for supplementary holder | 18 |
| Fee for supplementary holder | Free for life |
| Finance charges | 15% p.a. – prompt minimum payment for 12 consecutive months |
17% p.a. – prompt payment of at least 10 out of 12 months |
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18% p.a. – if the above are not met |
| Sales and Services Tax (SST) | RM25 will be imposed for principal and supplementary credit cards on the card approval date and on the anniversary of our card approval date for every year |
| Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM80 per day |
| Cash advance charge | Higher of RM15 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | N/A |
| Rewards points expiry | 3 years |
Product Review by 
More Points, Free flights, Unlimited Cash-rebate on overseas spend!
With the CIMB World MasterCard, get Unlimited Cash Rebates of 1.5% on overseas spend, and also earn great rewards i.e 5x Bonus Points with every RM1 spent on airline transaction with predefined merchant category codes [MCC 3000 to 3350 and 4511]. You are also eligible with every 1x Bonus Points on RM1 spent locally on retail ,entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points can be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. You could also convert the bonus points into Malaysia Airlines Enrich Miles, your next trip could potentially be free. In addition to that, with CIMB Cards you get to enjoy exclusive hotel, dining privileges at up to 50% discount year long as you explore the various fine dining establishments . Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs and you also have a travel accident insurance with a coverage of up to RM1,000,000. Besides, this card has special offers and arrangement that awaits you with travel, shopping and golfing privileges.
Fees and Charges
The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Rewards points expire after 3 years.
Are You Eligible For The CIMB World MasterCard?
To apply for CIMB World MasterCard, you need a minimum income of RM7500 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and AmBank Visa Signature Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!