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Bank Islam Platinum Card-i

Enjoy TruPoints for every RM1 spent on overseas and local spending and redeem attractive prizes through Bank Islam TruRewards Loyalty Programme.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 4000
  • icon Interest Rate
    Interest Rate
    13.5% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    RM 388

Key Features

  • Transactions from certified Halal merchants will give up to 0.3% cashback
  • Up to RM100,000 in Takaful protection coverage
  • Up to RM1,000,000 in Travel Accident Insurance coverage

  • icon petrol Petrol

    Up to 0.3% cashback awarded on the 13th month

  • icon dining Dining

    Up to 0.3% cashback awarded on the 13th month

  • icon entertainment Entertainment

    Up to 0.3% cashback awarded on the 13th month

  • icon groceries Groceries

    Up to 0.3% cashback awarded on the 13th month

  • icon shopping Shopping

    Up to 0.3% cashback awarded on the 13th month

icon tag Other Features

  • Protection Plan: Up to RM100,000 in Takaful protection coverage and up to RM1,000 in funeral expenses benefit for the principal cardholder, Up to RM1,000,000 in Travel Accident Insurance coverage and Travel Inconvenience Benefits
  • Balance Transfer: Min. transfer amount: RM500, 12 months: 13% per annum; 0% one-time upfront fee
  • Instalment Plan: 0% Instalment Payment Plan at all participating merchants

icon shopping Card Information

Annual Fee Free with minimum 12 card swipes per calendar year
Min. Monthly Income RM 4000
Min. age for principal holder 21
Fee for principal holder RM 388
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM150
Late payment charge Higher of RM5 or 1% of outstanding balance, up to a maximum of RM50
Cash advance amount Up to 50% of credit limit
Cash advance charge Higher of RM12 or 2.5% of cash advance amount
Cash advance interest charge N/A
Rewards points expiry N/A

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Travel Worry-Free

With Bank Islam Platinum Card-i, the cardholder can enjoy cashbacks for their transactions from certified Halal merchants with up to 3% in rebates. These cashbacks / rebates do not come with a maximum cashback amount, allowing you to continue enjoying cashbacks without worrying about any possible limitation (which usually comes with most credit cars from other banks). There are also a Group Family Takaful protection coverage of up to RM100,000 together with funeral expenses benefit of up to RM1,000 for the principal cardholder which can help support your family financially should anything happen to you. On top of that, there is also a coverage of up to RM1,000,000 in Travel Accident Insurance and Travel Inconvenience Benefits; putting your mind at ease when you travel around the world. To switch over to this card from your existing card, you will need to have a minimum balance of RM500. You will also be able to enjoy a low finance charge of 6% per annum for 12 months (there is no upfront fee that you will need to pay).

Fees and Charges

Annual fee for Bank Islam Platinum Card-i is RM411.28 (principal cardholder) and RM159 (supplementary cardholder). However, with a minimum of 12 usage on your credit card in a year, the annual fee for principal cardholder will be waived. Finance charges come in 3 tiers with the charges at 13.5%, 16% and 17.55 per annum. To enjoy a finance charge of 13.5% per annum, you will need to prompty make the minimum repayment every month for 12 straight months. Missing 1 or 2 months of the minimum monthly repayment, will have your outstanding balance be charged 16% per annum. Anything more than that and your oustanding balance will be charge with finance charge of 17.5% per annum. On top of that, there is the late payment penalty whereby you will be charged a minimum of RM5 or 1% of your outstanding balance (whichever one is higher); up to a maximum of RM50.

Are You Eligible For The Bank Islam Platinum Card-i?

You will need to be at least 21 years old and have a monthly income of at least RM7,000 to apply for Bank Islam Platinum Card-i. If you are looking to apply for the supplementary card, you will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Bank Islam Gold Credit Card-i and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Bank Islam credit cards and start comparing today!