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Alliance Bank Platinum Card

Enjoy platinum benefits of up to 8x Timeless Bonus Points for all your everyday online spending with attractive gifts to redeem at any time.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up
  • Gain up to 3x Timeless Bonus Points for Overseas transactions
  • Gain up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
Shopping
7.5/10
Travel
6.5/10
Groceries
7.7/10
Dining
7.5/10

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* Terms and conditions apply

  • icon shopping Shopping

    Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up
  • icon travel Travel

    Gain up to 3x Timeless Bonus Points for Overseas transactions
  • icon dining Dining

    Gain up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
  • icon groceries Groceries

    Gain 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions

icon tag Other Features

  • 1x Timeless Bonus Points for every RM1 spent on Auto Billing locally:
  • Cash advance withdrawal up to 80% of your credit limit:
  • Dedicated Customer Service Hotline Assistance:
  • Balance Transfer*: 6 months: 0.00% per annum; min. transfer RM1,000; 0% one-time upfront fee*, 12 months: 3.99% per annum; min. transfer RM1,000; 0% one-time upfront fee*
  • Installment Plan: 0% interest Installment Payment Plan at all participating merchants
  • *For Alliance Privilege (PB) and Alliance Personal (AP) members only:

icon groceries Card Information

Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 80% of credit limit
Cash advance charge Higher of RM15.00 or 5.0% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

Great For Travelling, Collect Points Quickly

Alliance Bank Platinum Card provide exclusive benefits to the cardholders Additional Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up. Card holders will earn 3x Timeless Bonus Points for Overseas transactions and 1x TBP for other spending locally. Attractive balance transfer option is available, however 0% for 6 months for New to bank customer only. On top of that, participating merchants offer 0% per annum interest rate and there is no lost card liability upon reporting.

Fees and Charges

First year fee is waived. Subsequent years fees will be waived upon 12 swipes with no minimum spend. otherwise, it’s RM120 for principal cardholders. You can make minimum monthly payment on your credit card if you are unable to make a full payment of your outstanding amount. The minimum you can pay is RM50 or 5% of outstanding amount. You will be charged RM10 or 1% of outstanding amount, up to a maximum of RM100 as late payment fee if you failed in making your payments on time. For prompt monthly payment on your credit card for 12 consecutive months your interest rate will be based on 15% per annum, prompt payment for at least 10 out of 12 months interest rate will be based on 17% per annum and if any of the above is not met the interest rate will be 18% per annum. Furthermore, the cash advance fee is RM15 or 5.0% of outstanding amount, whichever is higher.

Are You Eligible For The Alliance Bank Platinum Card?

You need a minimum monthly income of RM2,000 and to be at least 21 years old for principal card holders and at least 18 years old for supplementary card holders to be eligible to apply for Alliance Bank Platinum Card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!

What are the features and benefits of Alliance Bank platinum credit card

The Alliance Bank Platinum credit card comes with many features and benefits, such as you can earn more Timeless bonus points (Alliance rewards points) from online transactions, eWallet topup, and overseas spending. You will also enjoy a lifetime waiver of your annual fee, and a cash advance withdrawal of 80% of your credit limit.

How can I apply for Alliance Bank platinum credit card?

You can apply for the Alliance Bank Platinum credit card right here on our page.

What is the interest rate, fees and charges? (update fees and charges section)

  • Interest rate : 15% p.a
  • Annual fee : None (waived for life)
  • Service tax : 25RM per month

What are the required documents to apply?

Salaried Earners MNC/PLC/GLC

  • Copy of NRIC (both sides) or a copy of a valid passport
  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR Last 1 month payslip

Salaried Earners Non MNC/PLC/GLC

  • Copy of NRIC (both sides) or a copy of a valid passport
  • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR Latest 3 months' payslip & 3 months' bank statements

Self Employed

  • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 
  • Latest 6 months' bank statements OR Latest 1 Year Borang B and Tax receipt/e-Ledger

Balance transfer details and rates (table format)

  • Allows balance transfer - Yes
  • Interest free period - None
  • Minimum monthly repayment - 5% of outstanding balance or RM50, whichever is higher
  • Late payment penalty - 18% p.a. on remaining monthly outstanding balance

Can I use my Alliance Bank platinum credit card anywhere?

You can use your Alliance Bank Platinum credit card at any merchant that takes credit card as a form of payment.

What is the limit of Alliance Bank Platinum credit card?

Your credit limit is determined by Alliance Bank, based on your income and the type of Card applied.

Is the Alliance Bank platinum card the right one for me?

If you're looking for a credit card that rewards you for your online transactions, then the Alliance Bank Platinum card is the right credit card for you.