Logo

Alliance Bank Visa Platinum Credit Card

Enjoy platinum benefits of up to 8x Timeless Bonus Points for all your everyday online spending with attractive gifts to redeem at any time.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up
  • Gain up to 3x Timeless Bonus Points for Overseas transactions
  • Gain up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
Shopping
7.5/10
Travel
6.5/10
Groceries
7.7/10
Rewards
8/10
Dining
7.5/10

icon gift Promotion

Raya Refresh!

Raya Refresh!

Get a guaranteed PerySmith Kaden Series Pro worth RM699 or RM200 TNG eWallet

Apply for an Alliance Bank Credit Card with iMoney!

* 每月特惠 
* Terms and conditions apply 

  • icon shopping Shopping

    Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up
  • icon travel Travel

    Gain up to 3x Timeless Bonus Points for Overseas transactions
  • icon dining Dining

    Gain up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
  • icon groceries Groceries

    Gain 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions

icon tag Other Features

  • 1x Timeless Bonus Points for every RM1 spent on Auto Billing locally:
  • Cash advance withdrawal up to 80% of your credit limit:
  • Dedicated Customer Service Hotline Assistance:
  • Balance Transfer*: 6 months: 0.00% per annum; min. transfer RM1,000; 0% one-time upfront fee*, 12 months: 3.99% per annum; min. transfer RM1,000; 0% one-time upfront fee*
  • Installment Plan: 0% interest Installment Payment Plan at all participating merchants
  • *For Alliance Privilege (PB) and Alliance Personal (AP) members only:

icon info Card Information

Annual Fee First year fee is waived. Subsequent years fees will be waived with minimum spend of RM12,000 per annum
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 80% of credit limit
Cash advance charge Higher of RM15.00 or 5.0% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

icon review
Product Review by

What are the features and benefits of Alliance Bank platinum credit card

The Alliance Bank Platinum credit card comes with many features and benefits, such as you can earn more Timeless bonus points (Alliance rewards points) from online transactions, eWallet topup, and overseas spending. You will also enjoy a lifetime waiver of your annual fee, and a cash advance withdrawal of 80% of your credit limit.

How can I apply for Alliance Bank platinum credit card?

You can apply for the Alliance Bank Platinum credit card right here on our page.

What is the interest rate, fees and charges?

  • Interest rate : 15% p.a
  • Annual fee : None (waived for life)
  • Service tax : 25RM per month

What are the required documents to apply?

Salaried Earners MNC/PLC/GLC
Copy of NRIC (both sides) or a copy of a valid passport AND
EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
Last 1 month payslip
Non MNC/PLC/GLC
Copy of NRIC (both sides) or a copy of a valid passport AND
EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) OR
Latest 3 months' payslip & 3 months' bank statements
Self Employed Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
Latest 6 months' bank statements OR
Latest 1 Year Borang B and Tax receipt/e-Ledger

Balance transfer details and rates

Allows balance transfer

Yes

Interest free period None
Minimum monthly repayment 5% of outstanding balance or RM50, whichever is higher
Late payment penalty 18% p.a. on remaining monthly outstanding balance

Can I use my Alliance Bank platinum credit card anywhere?

You can use your Alliance Bank Platinum credit card at any merchant that takes credit card as a form of payment.

How to redeem campaign gift?

Kindly refer HERE for the clear timeline on full application and gift redemption process

What is the limit of Alliance Bank Platinum credit card?

Your credit limit is determined by Alliance Bank, based on your income and the type of Card applied.

Is the Alliance Bank platinum card the right one for me?

If you're looking for a credit card that rewards you for your online transactions, then the Alliance Bank Platinum card is the right credit card for you.

Get free weekly money tips!

*Free of charge. Unsubscribe anytime.
image of two hands holding a package