• Min. Monthly Income

    RM3,000.00

  • Interest Rate

    13.5% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    RM95.00

Feature Highlights
  • Earn 1X Reward Point for every RM1 spent
  • Free Flight Travel Personal Accident up to RM1,000,000
  • Free access to KLIA Plaza Premium Lounge
Petrol
5.33/10
Dining
5.33/10
Entertainment
5.33/10
Travel
5.33/10
Groceries
5.33/10

Petrol

  • Earn 1x Reward Point for every RM1 spent

Dining

  • Earn 1x Reward Point for every RM1 spent

Entertainment

  • Earn 1x Reward Point for every RM1 spent

Travel

  • Earn 1x Reward Point for every RM1 spent
  • Free Access to Plaza Premium Lounge in KLIA
  • Great discounts on room rates at participating hotels

Groceries

  • Earn 1x Reward Point for every RM1 spent

Other Features

  • Free Flight Travel Personal Accident up to RM1,000,000 when you charge your flight tickets to your AEON cards

  • Balance Transfer

    • Min. transfer amount: RM1,000
    • 0.00% p.a for a tenure of 6 months

  • Instalment Plan

    • Interest free installments for up to 36 months on the latest mobile gadgets and electrical items at all participating merchants

Card Information

Annual Fee RM95.00 (First year annual fee waived)
Min. Monthly Income RM3,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder 60
Finance charges 13.5% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt minimum payment of at least 10 out of 12 months

18% p.a. – if the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

80% of prescribed available credit limit

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Earn Rewards for every Ringgit spent

Every RM1 you charge to your AEON Gold Card gives you 1 Reward point. Enjoy up to 50% discounts and great rewards from dining and holiday to fitness and beauty. Besides, you will also enjoy free access to KLIA Plaza Premium Lounge while waiting for your flight for up to 6x times a year with the following complimentary facilities: hot meals and beverages, massage chair, shower with amenities, high speed Internet access and local calls etc.

Fees and Charges

The annual fee for this card waived for the first year, and free for the subsequent years with a minimum of 12 transactions per year, otherwise is RM95. The annual fee for supplementary card is RM60. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 13.5% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 0.00% rate for 6 months tenure.

Are You Eligible For AEON Gold Visa/MasterCard?

To apply for the AEON Gold Visa/MasterCard, you need a minimum income of RM3,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AEON Gold Visa MasterCard and BSN Classic Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!