Pinjaman BSN Microplus

  • Kadar Faedah
    8.45% p.a. ~ 12.00% p.a.
  • Pinjaman Maksimum
    RM 250,000

Kira pembayaran pembiayaan anda dengan serta-merta

RM
RM
Anda Bayar
RM 89 /mth
Kadar Faedah
Jumlah Faedah Perlu Dibayar
RM 70
Jumlah Keseluruhan
RM 1,070

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Pinjaman Minimum
    RM 50,000
    Pinjaman Maksimum
    RM 250,000

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Syarat Umur
    16-60 tahun
    Min. Jualan Perniagaan Bulanan
    RM 3,000

    Syarat kelayakan lain

    Perlu membuka akaun bank yang dipautkan?
    Ya

  • icon Yuran dan caj Yuran dan caj

    Duti Setem
    RM10

    Lain-lain yuran dan caj

    Late Payment Charges
    1% dari jumlah tertunggak semasa
Last updated: Oct 6, 2021

Cara membuat permohonan dalam talian untuk pinjaman perniagaan

Step 1 Image

Langkah 1

Pilih produk yang memenuhi keperluan anda, klik butang Mohon dan isi borang pemohonan dengan butiran anda.

Step 2 Image

Langkah 2

Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda. Mereka akan membantu anda menjawab soalan anda dan mengemukakan permohonan anda ke bank.

Step 3 Image

Langkah 3

Permohonan pinjaman anda akan dihantar ke bank. Ejen bank akan membuat pengesahan dengan anda dan pinjaman anda akan diluluskan dalam 5-7 hari bekerja.

Ulasan oleh iMoney

  • BSN Microplus is a conventional business loan offered by Bank Simpanan Nasional to micro and small businesses. Though, the loan is only offered if applicants have an existing BSN Micro/i PEMERKASA loan.

    Loan amounts offered for BSN Microplus is up to RM50,000 with a financing period of up to 5 years.

  • You can use this loan to finance businesses in the manufacturing, service, retail or wholesale sector.

  • The BSN Microplus Loan is good for you if your business is categorised as Small Business and you aim to develop it to the Small and Medium Enterprise (SME)  category.

    If you are interested, calculate and adjust this loan here.

  • To qualify for this loan, your business nature must meet the definition of Micro, Small or Medium Enterprise owners and registered as a Malaysia Company.

    In addition, you must meet the following requirements:

    1. You must be a Malaysian citizen aged between 18 to 60 years old
    2. Your minimum monthly salary is RM3,000
    3. The loan amount you are borrowing must be at least RM50,000
    4. You must have a linked bank account with BSN

  • You can apply the loan here. You can use our iMoney Personal Loan Calculator to adjust the amount of time you will need to pay the loan back to get an idea of how much the monthly payments you can afford. 

  • You can choose to pay the loan using a bank transfer, or an auto-debit facility. You can also pay via bank-in at any ATM or online banking facility.

  • You can contact BSN's Business Financing Executives near you if you are interested in the loan. The Business Financing Executives telephone number can be obtained here.

  • Apart from BSN Microplus Loan, you can also apply for BSN Micro Conventional and Islamic loans. Find out more here.