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AmBank Kad MasterCard Visa Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Earn AmBonus and air miles from retail spending
  • Travel accident insurance coverage up to RM1,000,000
  • 2x AmBonus Point for every RM1 spent overseas
Shopping
5.35/10
Travel
5.33/10
Groceries
4.8/10
Dining
5.35/10
  • icon dining Makan

    • 2x Mata AmBonus untuk setiap RM1 yang dibelanjakan di luar negara
    • 1x Mata AmBonus untuk setiap RM1 yang dibelanjakan
  • icon shopping Beli-Belah

    • 2x Mata AmBonus untuk setiap RM1 yang dibelanjakan di luar negara
    • 1x Mata AmBonus untuk setiap RM1 yang dibelanjakan
  • icon travel Pelancongan

    • 2x Mata AmBonus untuk setiap RM1 yang dibelanjakan di luar negara
    • 1x Mata AmBonus untuk setiap RM1 yang dibelanjakan
  • icon entertainment Hiburan

    • 2x Mata AmBonus untuk setiap RM1 yang dibelanjakan di luar negara
    • 1x Mata AmBonus untuk setiap RM1 yang dibelanjakan
  • icon groceries Barangan Runcit

    • 2x Mata AmBonus untuk setiap RM1 yang dibelanjakan di luar negara
    • 1x Mata AmBonus untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pelan Perlindungan: Insurans kemalangan perjalanan dengan perlindungan sehingga RM1, 000, 000 jika tambang penerbangan penuh dikenakan ke kad kredit
  • Pemindahan Baki: Min. jumlah pemindahan: RM1, 000 (6 bulan); RM5, 000 (12 dan 24 bulan), Tempoh pembayaran semula dan kadar faedah: - 6 bulan: 4.99% setahun; 0% yuran pendahuluan sekali, - 12 dan 24 bulan: 8.99% setahun; Bayaran pendahuluan 0%
  • Pelan Ansuran: Pelan Mudah Bayaran (EPP) faedah sehingga 24 bulan 0, 0%, Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian

icon groceries Card Information

Yuran Tahunan Percuma seumur hidup
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma untuk 3 kad pertama
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% had kredit
Cash advance charge RM50 atau 5% dari jumlah pendahuluan tunai
Cash advance interest charge 18% setahun ke atas jumlah pendahuluan tunai
Rewards points expiry Tiada

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A Card that Knows No Boundaries

With worldwide recognition, AmBank Platinum MasterCard / Visa credit card allows you to earn 1x AmBonus Point for every Ringgit you spend, and 2x AmBonus Points for overseas spend. You can also enjoy Airline Miles conversion at over 50 airlines partners with AmBonus Points and complimentary Travel Accident Insurance with coverage of up to RM1,000,000 if full airline fare is charged to the card. With the 0% Easy Payment Plan program, you can enjoy up to 24 months interest free instalment payment on hundreds of products at participating merchants with just a minimum purchase of RM500.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy finance charge as low as 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank Platinum MasterCard / Visa Card?

To apply for AmBank Platinum MasterCard / Visa Card, you need to have a minimum monthly income of RM4,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Cosway Platinum MasterCard and BSN Platinum MasterCard / Visa Card, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!