- This is a rider attachable to a basic investment-linked plan that reimburses the eligible medical expenses in the event of hospitalisation and surgery incurred by Life Assured, in excess of the Deductible Amount.
- Annual Limit
- Up to RM2,000,000
- Lifetime Limit
- No Limit
- Hospitalisation Benefit
- Up to RM600 Per day
- Panel Hospitals
- 132 Panel
High annual limit of up to RM2 million
Reimbursement of eligible hospitalisation and surgical expenses, in excess of deductible amount
There is no lifetime limit on the amount you can claim
Flexibility to reduce the initial deductible amount upon reaching age 61
Secure your wellbeing that covers you until age 90
- Entry Age
- Malaysian & Foreigner
- Up to 90 Years Old
- Coverage Age
Tokio Marine iHealth Advance is a medical insurance plan that provides coverage for hospitalization, surgical procedures, outpatient treatments, and emergency medical expenses. It also covers pre- and post-hospitalization expenses, as well as alternative medical treatments such as chiropractic, osteopathy, and homeopathy.
Anyone between the ages of 14 days and 70 years old can apply for Tokio Marine iHealth Advance, including individuals, couples, and families. However, the plan is subject to underwriting approval and may have specific requirements or exclusions depending on the applicant's medical history and current health condition.
The cost of Tokio Marine iHealth Advance depends on several factors, including the applicant's age, health status, and chosen coverage options. Generally, the more comprehensive the coverage, the higher the premium. However, Tokio Marine offers flexible payment options, including annual, semi-annual, and monthly payments, to suit the policyholder's budget and preference.
To make a claim with Tokio Marine iHealth Advance, the policyholder or their authorized representative must complete and submit the claim form, along with all necessary supporting documents such as medical bills and receipts. Tokio Marine has a dedicated claims team that will review the claim and provide updates on its status. Claims can be submitted via email, fax, or mail.
Policyholders can renew or modify their Tokio Marine iHealth Advance policy by contacting their Tokio Marine agent or visiting one of Tokio Marine's branches. Policy modifications may be subject to underwriting approval and may result in changes to the policy's coverage, terms, and premium. Policyholders are advised to review their policy regularly to ensure that it meets their current needs and preferences.
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