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Health Protector

Provides the financial support you need for healthcare

or

  • icon Annual Limit
    Annual Limit
    Up to RM2,000,000
  • icon Lifetime Limit
    Lifetime Limit
    No Limit
  • icon Hospitalisation Benefit
    Hospitalisation Benefit
    Up to RM600 Per day
  • icon Panel Hospitals
    Panel Hospitals
    105 Panel
  • icon Product Summary Product Summary

    This medical rider provides financial support in the event of hospitalization and surgery or selected outpatient treatment. You have the flexibility to choose the copayment option either SmartSaver 300 or High Deductible, Smart Value Point and Hospital Daily Room & Board.

Key Benefits

SmartSaver300 or high deductible option

SmartSaver300 or high deductible option

Smart value point bonus

Smart value point bonus

100% Non-Cancellable

100% Non-Cancellable

High annual limit of up to RM2 million

High annual limit of up to RM2 million

Reimburses medical expenses incurred

Reimburses medical expenses incurred

  • icon Eligibility Eligibility

  • icon Downloads Downloads

Last updated: Sep 12, 2023

Health Protector FAQ

  • Prudential BSN Takaful Health Protector is a medical takaful plan that provides coverage for hospitalization, surgical procedures, outpatient treatment, and emergency care. The plan also offers additional benefits such as medical check-ups and coverage for critical illnesses.
  • Prudential BSN Takaful Health Protector is available for individuals between the ages of 14 days and 70 years old.
  • Prudential BSN Takaful Health Protector provides coverage for medical expenses related to hospitalization, surgical procedures, outpatient treatment, and emergency care. The plan also provides additional benefits such as medical check-ups, coverage for critical illnesses, and cash benefits in the event of hospitalization.
  • The cost of Prudential BSN Takaful Health Protector varies depending on the level of coverage and the age of the insured individual. Takaful contributions may be paid on a monthly or yearly basis.
  • To apply for Prudential BSN Takaful Health Protector, you can contact a takaful agent or visit a customer service center. You will need to provide personal and medical information related to yourself and undergo medical underwriting to determine your eligibility for the plan.

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