- Interest Rate
- You Pay
- RM /mth
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Attractive financing rates
Ibra’ (Rebate) for early settlement
Secured with our low ceiling rate upon the fluctuation of Base Rate
|Loan Tenure:||Up to 35 Years|
|Margin of Finance:||90% + 5% for MRTA financing with AmLife Insurance|
|Suitable for:||Completed & under-construction properties, refinancing|
There are various loan packages provided by AmBank to meet the different needs of prospective homeowners. a combination of term loans and overdrafts is AmBank's most popular product.HomeLink, a full-flexi home loan that connects to your current account allows you to lower interest charges and shorten the loan period if you frequently repay larger amounts into the account.
AmBank also offers the My First Home Scheme which is designed to help youths earning less than RM3,000 a month to buy their first home. good credit report and banking habits g nice will help you get a lower interest rate offer from AmBank.
AmBank home loans have a lock-in period of 5 years, making it one of the longest lock-in periods in the market. If you plan to complete the loan repayment within 5 years, you will be charged a penalty payment of up to 3% of your outstanding loan amount.
|Products||Key Features th>||Is this the Flexi Package?|
|My First Home Scheme||
|Is a Bank Account connect required?||Yes|
|Account Maintenance Fee||RM10 per month|
|Terms & Conditions of Production||None|
If you have applied for an AmBank Home Loan, you will be asked to provide some supporting documents for the processing of your application by the bank. The documents are as follows:
You can use AmBank's home loan calculator to calculate your monthly repayment amount, based on the value of the dream property and the loan amount. When you are ready to apply, you can do a free inquiry through iMoney and we will contact you. Applying for a home loan through iMoney is free. If you are not sure whether a home loan from AmBank is the best option for you, click here to compare other home loans in Malaysia.
AmBank home loans can be paid through the following simple channels:
: Transfer money from your AmBank Savings or Current Account to make payments online.
: Pay off your loan through MEPS ATM machines (over 5,000 locations) nationwide.
: Repay your loan via Interbank GIRO money transfer at a registered bank branch or through online banking.
Standing Instruction Facility
: Automatic deduction from your bank account every month.
AmBank ATM Machine
: Transfer money from your AmBank Savings or Current Account to make payment at all Ambank branches.
Express Payment Machine
: Make a cash deposit or check at an AmBank branch.
Payment by Post
: Post to AmBank your check and statement in a sealed envelope.
: Provide instructions for deduction from your bank account to pay off the home loan via T-PIN.