- Profit Rate
- You Pay
- RM /mth
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Fully-Shariah compliant product
Full Flexi Packages
No monthly maintenance fee
|Loan Tenure:||Up to 35 Years|
|Margin of Finance:||90% + 5% for MRTA financing with Allianz Insurance|
|Suitable for:||Completed & under-construction properties, refinancing|
Alliance Islamic Bank provides two Islamic home loan packages that are based on the concept of Bai Bithaman Ajil (BBA), which is the sale of goods on a deferred payment basis, in the form of the i-Wish Home Financing-I and i-Wish Flexi Home Financing-i. We highlight the key features of each package for your comparison in the table.
|Product||Key Features||Is this a flexi package?|
|i-Wish Home Financing-i||
A borrower can reduce their monthly interest charges (hence overall interest), by making extra monthly repayments through Flexi home loan packages. Requirements, fees and conditions that come with these packages should be considered together with the benefits.
|i-Wish Home Financing-i|
|Is a linked bank account required?||No|
|Account Maintenance Fees||No|
|Redrawal Terms and Conditions||5 days notice needs to be given|