- Profit Rate
- You Pay
- RM /mth
Any information you share on the third-party website will be subjected to the policies of such website, as our privacy policy will no longer apply.
On that note, we will not be liable for any breach of confidentiality or privacy policies with regard to the information you provide on the third-party website.
As this link is provided for your convenience only, our connecting you to the third party website also does not constitute an endorsement of the contents of this website.
Yes, please proceed!Fully-Shariah compliant product
Full Flexi Packages
No monthly maintenance fee
Loan Tenure: | Up to 35 Years |
Margin of Finance: | 90% + 5% for MRTA financing with Allianz Insurance |
Suitable for: | Completed & under-construction properties, refinancing |
Alliance Islamic Bank provides two Islamic home loan packages that are based on the concept of Bai Bithaman Ajil (BBA), which is the sale of goods on a deferred payment basis, in the form of the i-Wish Home Financing-I and i-Wish Flexi Home Financing-i. We highlight the key features of each package for your comparison in the table.
Product | Key Features | Is this a flexi package? |
---|---|---|
i-Wish Home Financing-i |
|
Yes, semi-flexi |
A borrower can reduce their monthly interest charges (hence overall interest), by making extra monthly repayments through Flexi home loan packages. Requirements, fees and conditions that come with these packages should be considered together with the benefits.
i-Wish Home Financing-i | |
---|---|
Flexi type | Semi-Flexi |
Is a linked bank account required? | No |
Account Maintenance Fees | No |
Redrawal Fees | RM50 |
Redrawal Terms and Conditions | 5 days notice needs to be given |