- Profit Rate
- You Pay
- RM /mth
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Full Flexi Packages
No early settlement charges
|Loan Tenure:||Up to 35 Years|
|Margin of Finance:||Up to 90% + 5% for MRTT|
|Suitable for:||Completed homes, under-construction properties, refinance|
AFFIN ISLAMIC Home Financing packages come with a lock-in period of 3 to 5 years depending on the package. It is suitable for acquisition of residential property (completed and under construction), refinance (completed only) and sub sale.
AFFIN ISLAMIC offers two innovative home financing packages - Home Invest-i and Home Assist Plus-i. Both packages are part of a new financing product based on Musharakah Mutanaqisah (MM) or Diminishing Partnership. For those intending to finance less than RM200,000, Home Assist Plus-i from AFFIN ISLAMIC would be the ideal package. The offer includes up to 95% margin-of-financing packages, inclusive of 5% Mortgage Reducing Term Takaful (MRTT) financing.
The profit rate on all AFFIN ISLAMIC's home financing packages are calculated on a daily rest basis. For property value of RM200,000 and above, you may apply Home Invest-i, and get up to 95% margin-of-financing packages, inclusive of 5% MRTT financing. Applicants may apply for a maximum financing period of 35 years (in accordance to the latest ruling by Bank Negara Malaysia) or up to age 70, whichever comes earlier.
|Product||Key Features||Is this a flexi package?|
|Home Assist Plus-i||
AFFIN ISLAMIC does not offer Flexi Home Financing Package for Home Invest-i and Home Assist-i. However, AFFIN ISLAMIC offers flexible redraw facility when funds are needed.
If you have applied for an AFFIN ISLAMIC home financing, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:
You can use the AFFIN ISLAMIC home financing calculator to calculate your monthly payments, based on your desired property value and financing amount. Once you are ready to apply, you can make a free enquiry through iMoney, and we will call you back. Applying for a home financing package with iMoney is absolutely free of charge. If you are not sure whether this package by AFFIN ISLAMIC is your best option, click here to compare other home financing in Malaysia.
Some of the ways you can pay your AFFIN ISLAMIC home financing include:
: Transfer funds from your AFFIN ISLAMIC Current / Savings Account-i to make your payments online
: Pay at any of the MEPS ATMs (over 5,000) nationwide
: Pay through the Interbank GIRO fund transfer at the participating bank's branch or through online banking
Standing Instruction Facility
: Automatic deduction from your bank account every month
AFFINBANK / AFFIN ISLAMIC ATM's
: Transfer funds from your AFFINBANK / AFFIN ISLAMIC Current / Savings-i accounts to make your payment at all AFFINBANK / AFFIN ISLAMIC Bank branches
Express Payment machine
: Make a check or cash deposit at AFFINBANK / AFFIN ISLAMIC Bank branches
Payment by Mail
: Mail to AFFINBANK / AFFIN ISLAMIC Bank branches with your check and statement enclosed in an envelope
: Issue instructions to have your bank account deducted to pay for your home financing with your T-PIN